Mercer County and West Windsor Township property record for 50 Spruce St, West Windsor, NJ 08550
| Property Type | Single Family Home |
|---|---|
| Details | 3,057 sqft · built 1994 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $795,000 (May 2017) |
| Tax Bill | $23,367 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00021-18-00024 |
| Primary APN | 13-00021-18-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,057 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 50 SPRUCE ST |
|---|---|
| City | PRINCETON JUNCTION |
| State | NJ |
| Zip | 08550-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | EXETER A |
| Legal Subdivision | HUNTERS RUN/WEST WINDSOR |
| Legal Block | 21.18 |
| Legal Lot Number | 24 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | WEST WINDSOR |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 4315 |
Source: Mercer County and West Windsor Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 50 SPRUCE ST, PRINCETON JUNCTION, NJ 08550-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 1, 2017 | Deed, Transfer · ARM DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on Record |
| Deed Sale | May 1, 2017 · Amount on Record |
| Prior Sale | Feb 23, 2005 · Amount on Record |
| Deed Document Number | 201720144 |
| Deed Book / Page | 6283 / 1007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 50 SPRUCE ST, WEST WINDSOR, NJ 08550-2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA |
| Name | Verified Name |
|---|
| Document Number | 0000058911 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 11555/1813 |
| Instrument | 2020058911 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | May 1, 2017 |
| Property Address | 50 SPRUCE ST, WEST WINDSOR, NJ 08550-2019 |
| Document Number | 0000020144 |
| Book / Page | 06283 / 1007 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017020144 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | NORTH AMERICAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,252.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4124 EVA BAY DR, 4124, MURRELLS INLET, SC 29576-7150 |
| Name | Verified Name |
|---|---|
| Address | 50 SPRUCE ST, WEST WINDSOR, NJ 08550-2019 |
| Document Number | 0000020145 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017020145 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 8.12% |
Source: Mercer County and West Windsor Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | West Windsor Township |
| Unified School District | West Windsor-Plainsboro Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,000 (-) Land $294,000 Building $445,000 | $739,000 (-) Land $294,000 Building $445,000 | |
| 2025 | $23,367.00 (+3.17%) | $739,000 (-) Land $294,000 Building $445,000 | $739,000 (-) Land $294,000 Building $445,000 |
| 2024 | $22,650.00 (+6.42%) | ||
| 2023 | $739,000 Land $294,000 Building $445,000 | $739,000 Land $294,000 Building $445,000 | |
| 2022 | $21,283.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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