50 Spring Trail Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 50 Spring Trail Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (Aug 2020)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010800065`

Property Details

APN / Parcel Number

Primary APN	`T010800065`
Alternative APN	`3-0037-8536-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,004 sqft Living Area
Gross Area	4,028 sqft
1st Floor Area	1,804 sqft
Basement Area	1,804 sqft
Finished Basement	1,200 sqft
Unfinished Basement	604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010800065
Street Address	50 SPRING TRAIL CT
City	SAINT CHARLES
State	MO
Zip	63303-6488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE ESTS #2 LOT 38
Legal Subdivision	SPRING LAKE ESTS #2
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	3
Census Block	3000
Census Tract	311148

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 SPRING TRAIL CT, SAINT CHARLES, MO 63303-6488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Document Number	2020558200
Deed Book / Page	7364 / 108
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0000558200
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 5, 2020
Property Address	50 SPRING TRAIL CT, SAINT CHARLES, MO 63303-6488
Document Number	0073640108
Book / Page	007364 / 000108
Instrument Date	Jul 27, 2020
Instrument	558200
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	US TITLE-SOUTH COUNTY, US TITLE-SOUTH CNTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 SPRING TRAIL CT ST CHARLES MO 633036488, ST CHARLES, MO 63303-6488

Mortgage

Document Number	73640110
Date	Aug 5, 2020
Book Page	007364/000110
Instrument	558210

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 4, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,776 (+3.8%)	$393,558 (+3.8%) Land $80,000 Building $313,558
2025	$4,322.00	$72,040 (+9.3%)	$379,158 (+9.3%) Land $80,000 Building $299,158
2023		$65,911
2022			$346,901 Land $60,000 Building $286,901

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1983–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20