50 Rayron Cir, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 50 Rayron Cir, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 1,288 sqft · built 1993
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Sep 2006)
Tax Bill	$8,461 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-4808`

Property Details

APN / Parcel Number

Primary APN	`051-4808`
Alternative APNs	`NAUG M:105-5.5E45-15` `NAUG M:051 L:4808` `AL17 5.5E45 15` `51-4808`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	1,288 sqft
Basement Area	1,200 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	51-4808
Street Address	50 RAYRON CIR
City	NAUGATUCK
State	CT
Zip	06770-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	4808
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2002
Census Tract	345201

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 RAYRON CIR, NAUGATUCK, CT 06770-3474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · ARM ION BANK
Feb 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
Nov 1, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2006 · Amount on Record
Deed Sale	Sep 12, 2006 · Amount on Record
Prior Sale	May 28, 1993 · Amount on Record
Deed Book / Page	771 / 850
Last Transfer Date	Oct 28, 2022
Transfer Doc	001112-243
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	50 RAYRON CIR, NAUGATUCK, CT 06770-3474
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001132-549
Date	Dec 6, 2023
Book Page	1132/549
Instrument	2023-3633

Lender

Name	ION BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	50 RAYRON CIR, NAUGATUCK, CT 06770-3474
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001023-836
Date	Feb 27, 2019
Book Page	1023/836

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 1, 2022
Property Address	50 RAYRON CIR, NAUGATUCK, CT 06770-3474
Document Number	001112-243
Book / Page	1112 / 243
Instrument Date	Oct 28, 2022
Instrument	20223951
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 RAYRON CIR, NAUGATUCK, CT 06770-3474

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,461.00 (+1.63%)	$209,230 (-) Land $33,320 Building $175,910	$352,619 (+140.76%)
2025	$8,325.00	$209,230 (-) Land $33,320 Building $175,910	$146,461 Land $23,324 Building $123,137
2024	$8,325.00 (-11.09%)
2023	$9,363.00 (+28.54%)	$209,230 (+37.16%) Land $33,320 Building $175,910
2022	$7,284.00	$152,540 Land $35,480 Building $117,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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