Avery County property record for 50 Ray Smith Ln, Newland, NC 28657
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,548 sqft · built 1997 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 61002 |
| Primary APN | 61002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Heated Area |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 77,537 sqft (1.78 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 928 sqft |
| Patio Area | 928 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 61002 |
|---|---|
| Street Address | 50 RAY SMITH LN |
| City | NEWLAND |
| State | NC |
| Zip | 28657-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:5 CITY/MUNI/TWP:LINVILLE |
| Jurisdiction | AVERY NC |
| Township / Civil Division | PINEOLA |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 930200 |
Source: Avery County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 RAY SMITH LN, NEWLAND, NC 28657-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 6, 2015 |
| Deed Sale | Oct 6, 2015 |
| Prior Sale | Apr 16, 2014 · Amount on Record |
| Deed Document Number | 0000495498 |
| Deed Book / Page | 483 / 1137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 50 RAY SMITH LN, NEWLAND, NC 28657-7951 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 50 RAY SMITH LN, NEWLAND, NC 28657-7951 |
| Document Number | 0000000952 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 586/1577 |
| Instrument | 2023000952 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 50 RAY SMITH LN, NEWLAND, NC 28657-7951 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 50 RAY SMITH LN, NEWLAND, NC 28657-7951 |
| Document Number | 0000005450 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 581/2439 |
| Instrument | 2022005450 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 | $350,300 (-) Land $37,000 Building $313,300 | $350,300 (-) Land $37,000 Building $313,300 |
| 2023 | $1,401.00 | $350,300 (-) Land $37,000 Building $313,300 | $350,300 (-) Land $37,000 Building $313,300 |
| 2022 | $1,401.00 | $350,300 Land $37,000 Building $313,300 | $350,300 Land $37,000 Building $313,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 116 (1989–2024) |
| Claims Outside the SFHA | 22 of 116 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile USA.
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