50 Prospect St, Delaware, OH 43015 Property Records

Delaware County property record for 50 Prospect St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,160 sqft · built 1970
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`519-431-28-029-000`

Property Details

APN / Parcel Number

Primary APN	`519-431-28-029-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	145 ft deep x 54 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	36 sqft
Deck Area	96 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	50 PROSPECT ST
City	DELAWARE
State	OH
Zip	43015-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 594
Legal Subdivision	WEDGEWOOD SEC 07
Legal Lot Number	594
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1027
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 PROSPECT ST, DELAWARE, OH 43015-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage RAPID MORTGAGE COMPANY
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 21, 2017	Warranty Deed, Transfer · FHA Mortgage EVOLVE BK&TR
Jun 9, 2017	Deed of Trust, Mortgage · Conventional with PMI EVOLVE BK&TR
Dec 18, 2017	Grant Deed, Transfer GREAT AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017
Deed Sale	Dec 18, 2017
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	201735985
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	50 PROSPECT ST, DELAWARE, OH 43015-1829
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	BRIDGE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037740
Date	Dec 26, 2019
Book Page	1690/0685
Instrument	201900037740

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 17, 2021
Property Address	50 PROSPECT ST, DELAWARE, OH 43015-1829
Document Number	0000023023
Book / Page	1860 / 2073
Map Reference	MB 2 PG 39
Instrument Date	May 11, 2021
Instrument	202100023023
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SEARCH 2 CLOSE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	50 PROSPECT ST, DELAWARE, OH 43015-1829

Mortgage

Document Number	0000023024
Date	May 17, 2021
Instrument	202100023024

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 21, 2017
Property Address	50 PROSPECT ST, DELAWARE, OH 43015-1829
Document Number	0000017248
Book / Page	001509 / 002185
Instrument Date	Jun 9, 2017
Instrument	17248
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SHOPPINGWAY BLVD WEST MEMPHIS AR 723011719, WEST MEMPHIS, AR 72301-1719
Investor	Possibly a Property Investor

Mortgage

Document Number	17250
Date	Jun 21, 2017
Book Page	001509/002189
Instrument	17250

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	WEST MEMPHIS, AR 72301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	50 PROSPECT ST, DELAWARE, OH 43015-1829
Document Number	0000035986
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 PROSPECT ST DELAWARE OH 430151829, DELAWARE, OH 43015-1829
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035986
Date	Dec 18, 2017
Book Page	001545/002399
Instrument	35986

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	WEST MEMPHIS, AR 72301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 18, 2017
Property Address	50 PROSPECT ST, DELAWARE, OH 43015-1829
Document Number	0000035985
Book / Page	001545 / 002396
Instrument Date	Jun 9, 2017
Instrument	35985
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$523.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SHOPPINGWAY BLVD WEST MEMPHIS AR 723011719, WEST MEMPHIS, AR 72301-1719
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00 (+5.36%)	$73,440 (-) Land $11,800 Building $61,640	$209,800 (-) Land $33,700 Building $176,100
2024	$3,467.00 (-0.17%) Homeowner's exemption	$73,440 (-) Land $11,800 Building $61,640
2023	$3,473.00 Homeowner's exemption	$73,440 Land $11,800 Building $61,640	$209,800 Land $33,700 Building $176,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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