50 Pine St NW, Concord, NC 28025 Property Records

Cabarrus County property record for 50 Pine St NW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,436 sqft · built 1865
Lot Size	0.186 acres (8,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Oct 2021)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5620 66 3653`

Property Details

APN / Parcel Number

Primary APN	`5620 66 3653`
Alternative APNs	`12027 0039.000000` `140087` `150071`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,094 sqft (0.186 acres)
Lot Dimensions	114 ft deep x 71 ft wide
Driveway	Concrete Driveway
Driveway Area	550 sqft
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	150071
Street Address	50 PINE ST NW
City	CONCORD
State	NC
Zip	28025-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	NORTH SIDE PINE ST NW
Legal Subdivision	OLD CONCORD MIDDLE SCHOOL
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3018
Census Tract	41902

Owner

Source: Cabarrus County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 PINE ST NW, CONCORD, NC 28025-4924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK
Sep 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Jun 10, 1997 · Amount on Record
Deed Book / Page	15545 / 121
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	14474329
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 1, 2021
Property Address	50 PINE ST NW, CONCORD, NC 28025-4924
Document Number	0015545121
Book / Page	15545 / 121
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 OAK AVE, 210, KANNAPOLIS, NC 28081-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 PINE ST NW, CONCORD, NC 28025-4924

Mortgage

Document Number	0015545123
Date	Oct 1, 2021
Instrument	15545/123

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	50 PINE ST NW, CONCORD, NC 28025-4924
Document Number	14541318
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3251 VAN TASSEL DR CONCORD NC 280259327, CONCORD, NC 28025-9327

Mortgage

Document Number	14541318
Date	Sep 30, 2020
Book Page	014541/000318
Instrument	33648

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 4, 2020
Property Address	50 PINE ST NW, CONCORD, NC 28025-4924
Document Number	14474329
Book / Page	014474 / 000329
Instrument Date	Sep 4, 2020
Instrument	30003
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 MCCACHERN BLVD SE CONCORD NC 280253513, CONCORD, NC 28025-3513

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (+190.07%)	$173,090 (+255.49%) Land $49,000 Building $124,090
2024			$173,090 (+255.49%) Land $49,000 Building $124,090
2023	$594.00	$48,690 Land $24,000 Building $24,690	$48,690 Land $24,000 Building $24,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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