50 Paine Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 50 Paine Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 2021
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Apr 2021)
Tax Bill	$9,708 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-0007-30`

Property Details

APN / Parcel Number

Primary APN	`1-0007-30`
Alternative APN	`CUMB M:025 B:0005 L:000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,780 sqft Living Area
Gross Area	5,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1-0007-30
Street Address	50 PAINE RD
City	CUMBERLAND
State	RI
Zip	02864-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	5
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1020
Census Tract	11404

Owner

50 Paine Rd is owned by two individuals who bought it in April 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4410 DIAMOND HILL RD, CUMBERLAND, RI 02864-1547
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CREDIT UNION
Sep 5, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on File
Deed Sale	Apr 7, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	2021123094
Deed Book / Page	1883 / 856
Prior Transfer Date	Aug 19, 2019
Prior Transfer Doc	001811-291
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 7, 2021
Property Address	50 PAINE RD, CUMBERLAND, RI 02864-4234
Document Number	001883-856
Book / Page	1883 / 856
Instrument Date	Apr 7, 2021
Instrument	123094
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	139 WOODSIDE AVE, CUMBERLAND, RI 02864-6128

Mortgage

Document Number	0000123095
Date	Apr 7, 2021
Instrument	123095

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 5, 2019
Property Address	50 PAINE RD, CUMBERLAND, RI 02864-4234
Document Number	1812-599
Book / Page	001812 / 000599
Instrument Date	Sep 4, 2019
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 CASS AVE WOONSOCKET RI 028954727, WOONSOCKET, RI 02895-4727

Tax Assessment & Valuation

The 2026 property tax bill for 50 Paine Rd was $9,708, down 2.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,708.00 (-2.09%)	$969,800 (+20.01%) Land $302,100 Building $667,700	$893,901
2025	$9,915.00	$808,100 Land $218,400 Building $589,700
2023	$9,390.00 (+60.82%)	$808,100 (+107.47%) Land $218,400 Building $589,700
2022	$5,839.00	$389,500 Land $157,400 Building $232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Paine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Paine Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: Xfinity.

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