Morgan County property record for 50 Nigel Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1977 |
| Lot Size | 5.51 acres (240,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,650 (Oct 2021) |
| Tax Bill | $1,192 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-10-0020.0000 |
| Primary APN | 01-10-0020.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 2,880 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 240,016 sqft (5.51 acres) |
| Terrain | Rolling |
| Garage Area | 308 sqft |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 452 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 50 NIGEL LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NR KESECKER BRIDGE LOT 1 5.51 AC |
| Legal Subdivision | PLAT OF SURVEY FOR VIRGINIA M KOONTZ |
| Legal Lot Number | 1 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970701 |
50 Nigel Ln is owned and occupied by an individual who bought it in October 2021.
Source: Morgan County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 NIGEL LN, BERKELEY SPRINGS, WV 25411-1169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FEDERAL CREDIT UNION |
| Oct 5, 2021 | Deed, Transfer · Stand-Alone First Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Deed Document Number | 2021880981 |
| Deed Book / Page | 283 / 700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 50 NIGEL LN, BERKELEY SPRINGS, WV 25411-1169 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000504/200 |
|---|---|
| Date | Dec 6, 2023 |
| Book Page | 504/200 |
| Instrument | 900302 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 16, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Oct 5, 2021 |
| Property Address | 50 NIGEL LN, BERKELEY SPRINGS, WV 25411-1169 |
| Document Number | 283/700 |
| Book / Page | 283 / 700 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 880981 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 NIGEL LN, BERKELEY SPRINGS, WV 25411-1169 |
| Document Number | 880982 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 880982 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 50 Nigel Ln was $1,192, up 5.4% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,192.00 (+5.39%) | $120,260 (+5.7%) Land $38,540 Building $81,720 | $200,433 (+5.71%) Land $64,233 Building $136,200 |
| 2025 | $1,131.00 | $113,780 Land $38,540 Building $75,240 | $189,600 Land $64,200 Building $125,400 |
| 2023 | $954.00 (+8.04%) | $95,420 (+8.01%) Land $29,960 Building $65,460 | $159,000 (+8.02%) Land $49,900 Building $109,100 |
| 2022 | $883.00 | $88,340 Land $29,960 Building $58,380 | $147,200 Land $49,900 Building $97,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Nigel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Nigel Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.6% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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