Avery County property record for 50 Memory Ln, Banner Elk, NC 28604 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 51368 |
| Primary APN | 51368 |
|---|---|
| Alternative APN |
|
| Account Number | 51368 |
|---|---|
| Street Address | 50 MEMORY LN |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9524 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SW MOBILE HOME |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930301 |
Source: Avery County records · APN 51368
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 MEMORY LN, BANNER ELK, NC 28604-9524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Loretto Telephone Company | Fiber | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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