50 Melrose St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 50 Melrose St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 900 sqft · built 1954
Lot Size0.178 acres (7,754 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Mar 2020)
Tax Bill$3,543 (2026)
Deeds & MortgagesOct 2022 Refinance
Aug 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN9988-52

Property Details

APN / Parcel Number

Primary APN9988-52
Alternative APN
  • CUMB M:018 B:0684 L:000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,816 sqft
1st Floor Area900 sqft
Basement Area480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,754 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number9988-52
Street Address50 MELROSE ST
CityCUMBERLAND
StateRI
Zip02864-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block684
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1030
Census Tract11302

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address50 MELROSE ST, CUMBERLAND, RI 02864-6114
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 27, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 24, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jan 7, 2019Quit Claim Deed, Transfer
STAGE PT FUND LLC
Mar 23, 2018Redemption Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Prior SaleFeb 22, 2011 · Amount on Record
Deed Document Number2020112972
Deed Book / Page1833 / 480
Prior Transfer DateJan 4, 2019
Prior Transfer Doc1792-219
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address50 MELROSE ST, CUMBERLAND, RI 02864-6114
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001944-98
DateOct 28, 2022
Book Page1944/98
Instrument135982
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term481 Months
DueNov 1, 2062

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address50 MELROSE ST, CUMBERLAND, RI 02864-6114
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002009-48
DateAug 27, 2025
Book Page2009/48
Instrument150780
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueSep 1, 2065

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateMar 24, 2020
Property Address50 MELROSE ST, CUMBERLAND, RI 02864-6114
Document Number1833-480
Book / Page001833 / 000480
Instrument DateMar 24, 2020
Instrument112972
Transaction TypeTransfer
Record UpdatedMay 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 MELROSE ST CUMBERLAND RI 028646114, CUMBERLAND, RI 02864-6114

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateJan 7, 2019
Property Address50 MELROSE ST, CUMBERLAND, RI 02864-6114
Document Number1792-219
Book / Page001792 / 000219
Instrument DateJan 4, 2019
Transaction TypeTransfer
Record UpdatedFeb 7, 2019

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50 MELROSE ST CUMBERLAND RI 028646114, CUMBERLAND, RI 02864-6114

Mortgage

Document Number1792-221
DateJan 7, 2019
Book Page001792/000221
Lender
NameSTAGE PT FUND LLC
Agreement
AmountAmount Recorded

March 2018: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionCUMBERLAND RI
Recording DateMar 23, 2018
Property Address50 MELROSE ST, CUMBERLAND, RI 02864-6114
Document Number1768-515
Book / Page001768 / 000515
Instrument DateMar 23, 2018
Transaction TypeTransfer
Record UpdatedApr 24, 2018

Transaction

AmountAmount Recorded
Tax$1.16
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 MELROSE ST CUMBERLAND RI 028646114, CUMBERLAND, RI 02864-6114

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,543.00 (+3.66%)$353,900 (+27.03%) Land $204,600 Building $149,300$398,478
2025$3,418.00 (+5.59%)$278,600 (-) Land $141,700 Building $136,900
2023$3,237.00 (-1.34%)$278,600 (+27.27%) Land $141,700 Building $136,900
2022$3,281.00$218,900 Land $112,000 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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