Hampden County and Chicopee City property record for 50 Lorraine St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 1940 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Sep 2018) |
| Tax Bill | $4,258 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 276-00065 |
| Primary APN | 276-00065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 906 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 276-00065 |
|---|---|
| Street Address | 50 LORRAINE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 811102 |
50 Lorraine St is owned and occupied by an individual who bought it in September 2018.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 LORRAINE ST, CHICOPEE, MA 01013-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Sep 26, 2018 | Quit Claim Deed, Transfer UNITED BANK |
| Nov 30, 2017 | Warranty Deed, Transfer · Conventional with PMI SACHEM CAPITAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Prior Sale | Nov 30, 2017 · Amount on File |
| Deed Book / Page | 22376 / 244 |
| Transfer Doc | 022376-244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 50 LORRAINE ST, CHICOPEE, MA 01013-1729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0023847-17 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 23847/17 |
| Instrument | 28370 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 50 LORRAINE ST, CHICOPEE, MA 01013-1729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026060-380 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 26060/380 |
| Instrument | 47809 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 26, 2018 |
| Property Address | 50 LORRAINE ST, CHICOPEE, MA 01013-1729 |
| Document Number | 22376-244 |
| Book / Page | 22376 / 244 |
| Instrument | 57730 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 223760247 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 22376/0247 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Nov 30, 2017 |
| Property Address | 50 LORRAINE ST, CHICOPEE, MA 01013-1729 |
| Document Number | 21967-496 |
| Book / Page | 021967 / 000496 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 71008 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 SPRING ST THREE RIVERS MA 01080, THREE RIVERS, MA 01080 |
| Document Number | 21967-500 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 021967/000500 |
| Instrument | 71009 |
| Name | SACHEM CAPITAL CORP |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 50 Lorraine St was $4,258, up 3.4% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,258.00 (+3.45%) | $279,400 (+2.91%) Land $80,000 Building $199,400 | $322,880 (-10.18%) |
| 2025 | $4,116.00 (+5.51%) | $271,500 (+2.72%) Land $76,400 Building $195,100 | $359,480 |
| 2024 | $3,901.00 (+6.53%) | $264,300 (+9.35%) Land $74,900 Building $189,400 | |
| 2023 | $3,662.00 | $241,700 Land $68,100 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Lorraine St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Lorraine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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