50 Laurel St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 50 Laurel St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,001 sqft · built 1900
Lot Size	0.118 acres (5,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2009)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:021 L:285 S:078`

Property Details

APN / Parcel Number

Primary APN	`B:021 L:285 S:078`
Alternative APN	`LYNN M:021 B:285 L:078`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,001 sqft Living Area
Gross Area	2,173 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,158 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	50 LAUREL ST
City	LYNN
State	MA
Zip	01905-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	285
Legal Lot Number	78
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205800

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 LAUREL ST, LYNN, MA 01905-2041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Quit Claim Deed, Transfer Quitclaim
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FEDERAL BANK
Oct 19, 2018	Deed of Trust, Mortgage · FHA Mortgage CBC NATIONAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2009 · Amount on Record
Deed Sale	Dec 4, 2009 · Amount on Record
Prior Sale	May 8, 2009 · Amount on Record
Deed Book / Page	29123 / 145
Last Transfer Date	Nov 17, 2025
Transfer Doc	043088-540
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 24, 2025
Property Address	50 LAUREL ST, LYNN, MA 01905-2041
Document Number	043088-540
Book / Page	43088 / 540
Instrument Date	Nov 17, 2025
Instrument	20251124002880
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 LAUREL ST, LYNN, MA 01905-2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	50 LAUREL ST, LYNN, MA 01905-2041
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39838-91
Date	May 4, 2021
Book Page	39838/91
Instrument	20210504000660

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	50 LAUREL ST, LYNN, MA 01905-2041
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37090-525
Date	Oct 19, 2018
Book Page	37090/525
Instrument	181019000900

Lender

Name	CBC NATIONAL BK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (+4.87%)	$496,900 (+6.59%) Land $200,800 Building $296,100	$413,440
2024	$4,909.00 (-2.42%)	$466,200 (+3.32%) Land $186,800 Building $279,400
2023	$5,031.00	$451,200 Land $206,500 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 individual policies
Nearby Flood Policies	110 units insured incl. 69 condo units
Nearby Flood Claims	83 (1979–2024)
Claims Outside the SFHA	13 of 83
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 14 claims Extreme Weather Conditons And Flooding, Oct 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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