Monmouth County and Rumson Borough property record for 50 Lafayette St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,335 sqft · built 1989 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $879,000 (Sep 2015) |
| Tax Bill | $15,205 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00033-0000-00005 |
| Primary APN | 41-00033-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,335 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Upper Floors Area | 900 sqft |
| Basement Area | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Patio Area | 422 sqft |
| Shed | 1 Shed |
| Shed Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 052400 |
|---|---|
| Street Address | 50 LAFAYETTE ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | GEORGE HANCE JR PROP |
| Legal Block | 33 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 803900 |
50 Lafayette St is owned and occupied by two individuals who bought it in September 2015.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 LAFAYETTE ST, RUMSON, NJ 07760-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on File |
| Deed Sale | Sep 10, 2015 · Amount on File |
| Prior Sale | Jun 8, 2007 · Amount on File |
| Deed Document Number | 201584051 |
| Deed Book / Page | 9130 / 9458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 50 LAFAYETTE ST, RUMSON, NJ 07760-1333 |
| Document Number | 0000117583 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 LAFAYETTE ST RUMSON NJ 077601333, RUMSON, NJ 07760-1333 |
| Document Number | 0000117583 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 009447/009472 |
| Instrument | 117583 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
The 2025 property tax bill for 50 Lafayette St was $15,205, up 3.4% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,664,200 (+14.81%) Land $862,700 Building $801,500 | $1,664,200 (+14.81%) Land $862,700 Building $801,500 | |
| 2025 | $15,205.00 (+3.4%) | $1,449,500 Land $767,300 Building $682,200 | $1,449,500 Land $767,300 Building $682,200 |
| 2024 | $14,705.00 | ||
| 2023 | $1,251,800 Land $689,000 Building $562,800 | $1,251,800 Land $689,000 Building $562,800 | |
| 2022 | $14,675.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Lafayette St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Lafayette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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