50 Hugg Rd, Lowman, NY 14861 Property Records

Chemung County and Baldwin Town property record for 50 Hugg Rd, Lowman, NY 14861

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 2006
Lot Size	43.3 acres (1,888,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,228 (2026)
Deeds & Mortgages	Oct 2005 Mortgage Jul 2009 Mortgage + 2 more
APN	`072200 91.00-1-10.12`

Property Details

APN / Parcel Number

Primary APN	`072200 91.00-1-10.12`
Alternative APNs	`220009100000010100120000` `00252003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,260 sqft
2nd Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	1,888,326 sqft (43.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00252003
Street Address	50 HUGG RD
City	LOWMAN
State	NY
Zip	14861-8912
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	ADDED ACREAGE FROM 10.11
Legal Block	1
Legal Lot Number	10.012
Jurisdiction	CHEMUNG NY
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3056
Census Tract	11000

Owner

50 Hugg Rd, a rural home, is owned and occupied by two individuals.

Source: Chemung County and Baldwin Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 HUGG RD, LOWMAN, NY 14861-8912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2005	Deed of Trust, Mortgage M&T MORTGAGE CORP
Jul 10, 2009	Deed of Trust, Mortgage ELMIRA SAVINGS BANK
Sep 10, 2007	Deed of Trust, Mortgage WELLS FARGO BANK NA
Dec 2, 2013	Deed of Trust, Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	50 HUGG RD, LOWMAN, NY 14861-8912
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005102000009475
Date	Oct 20, 2005
Instrument	20051020-00009475

Lender

Name	M&T MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	243 Months
Due	Jan 1, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	50 HUGG RD, LOWMAN, NY 14861-8912
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009071000005527
Date	Jul 10, 2009
Instrument	20090710-00005527

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2039

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	50 HUGG RD, LOWMAN, NY 14861-8912
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007091000008570
Date	Sep 10, 2007
Instrument	20070910-00008570

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	50 HUGG RD, LOWMAN, NY 14861-8912
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013120200328297
Date	Dec 2, 2013
Instrument	20131202-00328297

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 50 Hugg Rd was $9,228 with a homeowner's exemption, up 0.8% from the year before.

Source: Chemung County and Baldwin Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Baldwin Town
Unified School District	Elmira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,228.00 (+0.83%) Homeowner's exemption
2025	$9,152.00	$4,450 Land $950 Building $3,500	$380,300 Land $81,188 Building $299,112
2023		$4,450 Land $950 Building $3,500	$344,961 Land $73,643 Building $271,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 50 Hugg Rd; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Hugg Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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