50 Howe St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 50 Howe St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,236 sqft · built 2000
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2022)
Tax Bill	$5,527 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-0006-86`

Property Details

APN / Parcel Number

Primary APN	`3-0006-86`
Alternative APN	`CUMB M:005 B:0068 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	1,236 sqft
Basement Area	1,353 sqft
Unfinished Basement	1,353 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-0006-86
Street Address	50 HOWE ST
City	CUMBERLAND
State	RI
Zip	02864-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	68
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2018
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 HOWE ST, CUMBERLAND, RI 02864-8005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 8, 2017	Warranty Deed, Transfer SHAMROCK FINANCIAL CORP
Jul 17, 2017	Foreclosure
Jul 17, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	2022130914
Deed Book / Page	1921 / 485
Last Transfer Date	Feb 5, 2026
Transfer Doc	002023-172
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 6, 2026
Property Address	50 HOWE ST, CUMBERLAND, RI 02864-8005
Document Number	002023-172
Book / Page	2023 / 172
Instrument Date	Feb 5, 2026
Instrument	153557
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 HOWE ST, CUMBERLAND, RI 02864-8005

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jan 31, 2022
Property Address	50 HOWE ST, CUMBERLAND, RI 02864-8005
Document Number	001921-485
Book / Page	1921 / 485
Instrument Date	Jan 31, 2022
Instrument	130914
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HOWE ST, CUMBERLAND, RI 02864-8005

Mortgage

Document Number	0000130915
Date	Jan 31, 2022
Instrument	130915

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 8, 2017
Property Address	50 HOWE ST, CUMBERLAND, RI 02864-8005
Document Number	1761-148
Book / Page	1761 / 148
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.78
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17610150
Date	Dec 8, 2017
Instrument	01761/0150

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 8, 2048

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 17, 2017
Property Address	50 HOWE ST, CUMBERLAND, RI 02864-8005
Document Number	001747-763
Book / Page	1747 / 763
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Tax	$40.05
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 17, 2017
Property Address	50 HOWE ST, CUMBERLAND, RI 02864-8005
Document Number	1747-771
Book / Page	001747 / 000771
Instrument Date	Jul 17, 2017
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 40542 PROVIDENCE RI 029400542, PROVIDENCE, RI 02940-0542

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,527.00 (-3.44%)	$552,100 (+18.35%) Land $189,900 Building $362,200	$491,735
2025	$5,724.00 (+5.59%)	$466,500 (-) Land $125,400 Building $341,100
2023	$5,421.00 (+0.24%)	$466,500 (+29.3%) Land $125,400 Building $341,100
2022	$5,408.00	$360,800 Land $87,700 Building $273,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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