Polk County property record for 50 Hipp Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 728 sqft · built 1981 |
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,000 (Dec 2017) |
| Tax Bill | $497 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S1-B13 |
| Primary APN | S1-B13 |
|---|---|
| Alternative APN |
|
| Building Area | 728 sqft Finished Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 20,822 sqft (0.478 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 55622 |
|---|---|
| Street Address | 50 HIPP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-8631 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | AR |
| Legal Description | LOT 2, 0W15 WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | 2 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1420 MARTIN CIR, HENDERSONVILLE, NC 28792-2639 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Dec 29, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Prior Sale | Nov 12, 1998 · Amount on Record |
| Deed Book / Page | 430 / 2086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 50 HIPP RD, SALUDA, NC 28773-8631 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00496/1129 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 496/1129 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Dec 29, 2017 |
| Property Address | 50 HIPP RD, SALUDA, NC 28773-8631 |
| Document Number | 00430/2086 |
| Book / Page | 430 / 2086 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1164 MACEDONIA RD, SALUDA, NC 28773-7764 |
| Name | Verified Name |
|---|---|
| Address | 50 HIPP RD, SALUDA, NC 28773-8631 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497.00 (+1.22%) | $84,311 (-) Land $19,359 Building $64,952 | $84,311 (-) Land $19,359 Building $64,952 |
| 2025 | $491.00 (+30.59%) | $84,311 (+55.35%) Land $19,359 Building $64,952 | $84,311 (+55.35%) Land $19,359 Building $64,952 |
| 2023 | $376.00 | $54,271 Land $15,535 Building $38,736 | |
| 2021 | $54,271 Land $15,535 Building $38,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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