50 Hemlock Ct, Columbus, NC 28722 Property Records

Polk County property record for 50 Hemlock Ct, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,812 sqft · built 1996
Lot Size	4.49 acres (195,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jan 2024)
Tax Bill	$3,132 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P45-194`

Property Details

APN / Parcel Number

Primary APN	`P45-194`
Alternative APN	`53026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,812 sqft Finished Area
Basement Area	1,744 sqft
Unfinished Basement	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stone
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	195,584 sqft (4.49 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Location & Zoning

Account Number	53026
Street Address	50 HEMLOCK CT
City	COLUMBUS
State	NC
Zip	28722-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #8, THE PALISADES, 0W01 WHITE OAK MOUNTAIN
Legal Subdivision	WHITE OAK MOUNTAIN
Legal Lot Number	8
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2054
Census Tract	920201

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 HEMLOCK CT, COLUMBUS, NC 28722-7808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Book / Page	482 / 2391
Prior Transfer Date	Jul 31, 2008
Prior Transfer Doc	00366/2124
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	50 HEMLOCK CT, COLUMBUS, NC 28722-7808
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000474/126
Date	Oct 31, 2022
Book Page	474/126

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	KANNAPOLIS, NC 28082

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	50 HEMLOCK CT, COLUMBUS, NC 28722-7808
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00467/1292
Date	Feb 14, 2022
Book Page	467/1292

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	50 HEMLOCK CT, COLUMBUS, NC 28722-7808
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	438/1698
Date	Feb 19, 2019
Book Page	438/1698

Lender

Name	ENTEGRA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2029

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,132.00	$599,212 (-) Land $81,920 Building $517,292	$599,212 (-) Land $81,920 Building $517,292
2025	$3,132.00 (+17.52%)	$599,212 (+43.14%) Land $81,920 Building $517,292	$599,212 (+43.14%) Land $81,920 Building $517,292
2023	$2,665.00	$418,633 Land $72,920 Building $345,713
2021			$418,633 Land $72,920 Building $345,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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