50 Harbour Point Cir, Coldspring, TX 77331 Property Records

San Jacinto County property record for 50 Harbour Point Cir, Coldspring, TX 77331

Property Summary

Property Type	Single Family Home
Details	1,896 sqft · built 2022
Lot Size	0.284 acres (12,348 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,688 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1398-000-0140`

Property Details

APN / Parcel Number

Primary APN	`1398-000-0140`
Alternative APN	`53647`

Interior

Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,896 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Other
Lot Area	12,348 sqft (0.284 acres)
Lot Dimensions	150 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1398-000-0140
Street Address	50 HARBOUR POINT CIR
City	COLDSPRING
State	TX
Zip	77331-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE ROYALE - HARBOUR POINT ESTATES, LOT 14 & 15, ACRES .2834
Legal Subdivision	CAPE ROYALE - HARBOUR POINT ESTATES
Legal Block	1
Legal Lot Number	14,15
Jurisdiction	SAN JACINTO TX
Township / Civil Division	COLDSPRING
Census Block Group	1
Census Block	1002
Census Tract	200201

Owner

Source: San Jacinto County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 19, 2025	Deed of Trust, Mortgage · Closed-End Mortgage AUSTIN BANK TEXAS NA
Dec 19, 2025	Vendor's Lien, Transfer SENATE TITLE COMPANY INC, EASTEX TITLE COMPANY INC
Sep 16, 2025	Vendor's Lien, Transfer · Stand-Alone First Mortgage STELLAR BANK
Aug 22, 2025	Warranty Deed, Transfer PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341

Mortgage

Document Number	0020233878
Date	Jul 10, 2023
Instrument	20233878

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SENATE TITLE COMPANY INC, EASTEX TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N FAIRWAY LOOP, COLDSPRING, TX 77331-3072

Mortgage

Document Number	0020257200
Date	Dec 19, 2025
Instrument	20257200

Lender

Name	AUSTIN BANK TEXAS NA
Type	Bank
Address	200 E COMMERCE ST, JACKSONVILLE, TX 75766

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2045

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SAN JACINTO TX
Recording Date	Dec 19, 2025
Property Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341
Document Number	0020257199
Instrument Date	Dec 18, 2025
Instrument	20257199
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SENATE TITLE COMPANY INC, EASTEX TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4581 KINGWOOD DR # DRE401, DRE401, KINGWOOD, TX 77345-2621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 N FAIRWAY LOOP, COLDSPRING, TX 77331-3072

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SAN JACINTO TX
Recording Date	Sep 16, 2025
Property Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341
Document Number	0020255337
Map Reference	VOL 115 PG 265
Instrument Date	Sep 12, 2025
Instrument	20255337
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	SENATE TITLE COMPANY INC, EASTEX TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 N ROYALE GREENS DR # 58, 58, COLDSPRING, TX 77331-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12404 TYLER SPRINGS LN, HUMBLE, TX 77346-2995

Mortgage

Document Number	0020255338
Date	Sep 16, 2025
Instrument	20255338

Lender

Name	STELLAR BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2028

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JACINTO TX
Recording Date	Aug 22, 2025
Property Address	50 HARBOUR POINT CIR, COLDSPRING, TX 77331-3341
Document Number	0020254780
Map Reference	VOL 6 PG 34
Instrument Date	Aug 7, 2025
Instrument	20254780
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 OLEANDER ST, LAKE JACKSON, TX 77566-5622

Tax Assessment & Valuation

Source: San Jacinto County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	San Jacinto County
Unified School District	Coldspring-Oakhurst Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,688.00 (+1,193.62%) Homeowner's exemption	$410,000 (-17.61%) Land $52,480 Building $357,520	$410,000 (-17.61%) Land $52,480 Building $357,520
2024		$497,610 (+32.43%) Land $52,480 Building $445,130	$497,610 (+32.43%) Land $52,480 Building $445,130
2023		$375,750 Land $33,340 Building $342,410	$375,750 Land $33,340 Building $342,410
2022	$517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE ROYALE UTILITY DISTRICT serves 2,154 people · EPA ID TX2040005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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