50 Graham St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 50 Graham St, Gardner, MA 01440

Property Summary

Property Type	Charitable / Fraternal Organization
Details	2 ba · 4,660 sqft · built 1957
Lot Size	0.326 acres (14,220 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Dec 2017)
Tax Bill	$5,605 (2018)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:O-25 B:0005 L:0028`

Property Details

APN / Parcel Number

Primary APN	`M:O-25 B:0005 L:0028`
Alternative APN	`GARD M:M27 B:25 L:39`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	4,660 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	High Rise
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	14,220 sqft (0.326 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	50 GRAHAM ST
City	GARDNER
State	MA
Zip	01440-3816
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Local Zoning Code	R3
Legal Block	25
Legal Lot Number	39
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1000
Census Tract	707300

Owner

50 Graham St, a commercial property, is owned by a company that bought it in December 2017.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4 MANN ST, WORCESTER, MA 01602-3414
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage PEOPLES UNITED BANK
Dec 26, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2017 · Amount on File
Deed Sale	Dec 26, 2017 · Amount on File
Prior Sale	Apr 9, 2007 · Amount on File
Deed Document Number	2017144626
Deed Book / Page	58242 / 86
Transfer Doc	58242-86
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	50 GRAHAM ST, GARDNER, MA 01440-3816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59538-315
Date	Oct 12, 2018
Book Page	59538/315
Instrument	108507

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Dec 26, 2017
Property Address	50 GRAHAM ST, GARDNER, MA 01440-3816
Document Number	58242-86
Book / Page	058242 / 000086
Instrument Date	Dec 13, 2017
Instrument	144626
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount on Record
Tax	$592.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 MANN ST WORCESTER MA 016023414, WORCESTER, MA 01602-3414

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,600 (+0.46%) Land $70,500 Building $238,100
2025		$307,200 (-3.03%) Land $69,100 Building $238,100
2024		$316,800 Land $65,800 Building $251,000
2018	$5,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 50 Graham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Graham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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