50 Gardiner Rd, Whitefield, ME 04353 Property Records

Lincoln County and Whitefield Town property record for 50 Gardiner Rd, Whitefield, ME 04353

Property Summary

Property Type	Single Family Home
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on File
Last Sale	$43,800 (Sep 2025)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WHID M:013 L:018`

Property Details

APN / Parcel Number

Primary APN	`WHID M:013 L:018`
Alternative APN	`1323`

Exterior

Lot Area	392,040 sqft (9 acres)

Location & Zoning

Account Number	1323
Street Address	50 GARDINER RD
City	WHITEFIELD
State	ME
Zip	04353-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	18
Jurisdiction	WHITEFIELD ME
Township / Civil Division	WHITEFIELD
Census Block Group	5
Census Block	5004
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

50 Gardiner Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Lincoln County and Whitefield Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 GARDINER RD, WHITEFIELD, ME 04353-3324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · ARM KENNEBEC SAVINGS BANK
Feb 11, 2022	Deed of Trust, Mortgage · ARM FIRST FSLA
Sep 17, 2025	Warranty Deed, Transfer FIRST FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	May 3, 2019
Deed Book / Page	6263 / 169
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0062630169
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITEFIELD ME
Property Address	50 GARDINER RD, WHITEFIELD, ME 04353-3324
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057380218
Date	Jul 7, 2021
Book Page	5738/218
Instrument	76594

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2024
Index	Other

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITEFIELD ME
Property Address	50 GARDINER RD, WHITEFIELD, ME 04353-3324
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058470016
Date	Feb 11, 2022
Book Page	5847/16
Instrument	84333

Lender

Name	FIRST FSLA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 7, 2027
Index	1-Year CMT

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITEFIELD ME
Recording Date	Sep 17, 2025
Property Address	50 GARDINER RD, WHITEFIELD, ME 04353-3324
Document Number	0062630169
Book / Page	6263 / 169
Instrument Date	Sep 11, 2025
Instrument	118214
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50 GARDINER RD, WHITEFIELD, ME 04353-3324

Mortgage

Document Number	0000118215
Date	Sep 17, 2025
Instrument	118215

Lender

Name	FIRST FSLA
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 50 Gardiner Rd was $4,736, up 1.6% from the year before.

Source: Lincoln County and Whitefield Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Whitefield Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,736.00 (+1.59%)	$463,000 (-) Land $83,800 Building $379,200
2024	$4,662.00	$463,000 Land $83,800 Building $379,200
2022	$1,654.00	$98,897 Land $38,450 Building $60,447

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 50 Gardiner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Gardiner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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