50 Flat Shoal Ln, Franklinton, NC 27525 Property Records

Franklin County property record for 50 Flat Shoal Ln, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,172 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Aug 2019)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1864-56-6265`

Property Details

APN / Parcel Number

Primary APN	`1864-56-6265`
Alternative APNs	`1800021143` `044662`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,172 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Colonial
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Terrain	Rolling
Garage Type	Attached - Finished
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1800021143
Street Address	50 FLAT SHOAL LN
City	FRANKLINTON
State	NC
Zip	27525-8095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-8
Legal Description	LOT:84 DIST:104 CITY/MUNI/TWP:FRANKLINTON SUBD:CEDAR CROSSING LOT
Legal Subdivision	CEDAR CROSSING LOT
Legal Lot Number	84
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	2
Census Block	2067
Census Tract	60404

Owner

50 Flat Shoal Ln is owned and occupied by an individual who bought it in August 2019.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	50 FLAT SHOAL LN, FRANKLINTON, NC 27525-8095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 27, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Deed Document Number	0002186174
Deed Book / Page	2186 / 174
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	50 FLAT SHOAL LN, FRANKLINTON, NC 27525-8095
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022930809
Date	Mar 8, 2022
Book Page	2293/809

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	50 FLAT SHOAL LN, FRANKLINTON, NC 27525-8095
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022291023
Date	Nov 3, 2020
Book Page	2229/1023

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 27, 2019
Property Address	50 FLAT SHOAL LN, FRANKLINTON, NC 27525-8095
Document Number	0021860174
Book / Page	2186 / 0174
Map Reference	MAPS 2018 PG 334
Instrument Date	Aug 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 RDU CENTER DR STE 202, 3000, MORRISVILLE, NC 27560-7643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 FLAT SHOAL LN, FRANKLINTON, NC 27525-8095

Mortgage

Document Number	0002186176
Date	Aug 27, 2019
Instrument	2186/176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 50 Flat Shoal Ln was $1,946.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,946.00	$322,260 Land $52,500 Building $269,760	$322,260 Land $52,500 Building $269,760
2023	$2,042.00	$223,400 Land $30,000 Building $193,400	$223,400 Land $30,000 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50 Flat Shoal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Flat Shoal Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Shoal Ln

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