Osceola County property record for 50 Fertic Rd, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Pasture |
|---|---|
| Details | 3 bd · 2 ba · 2,205 sqft · built 2001 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 12-26-30-0725-0001-1240 |
| Primary APN | 12-26-30-0725-0001-1240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,205 sqft Gross Area |
| 1st Floor Area | 1,725 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 197,762 sqft (4.54 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 300 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 50 FERTIC RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5801 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | SL & IC PB B PG 3 LOT 124 ORD 86-DD |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | S L & I C TOWN OF ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 1240 |
| Legal Lot Number | 124 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 43303 |
Source: Osceola County records · APN 12-26-30-0725-0001-1240
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 FERTIC RD, SAINT CLOUD, FL 34769-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2000 |
| Transfer Doc | 1795001410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 50 FERTIC RD, SAINT CLOUD, FL 34769-5801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 50 FERTIC RD, SAINT CLOUD, FL 34769-5801 |
| Document Number | 0062510796 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 6251/796 |
| Instrument | 2022108703 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (+7.14%) Homeowner's exemption | $143,542 (+5.95%) | $312,200 (-5.79%) Land $100,800 Building $211,400 |
| 2023 | $1,681.00 (+4.35%) Homeowner's exemption | $135,480 (+2.98%) | $331,400 (+11.54%) |
| 2022 | $1,611.00 Homeowner's exemption | $131,558 | $297,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 252 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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