Cumberland Town property record for 50 Fairhaven Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,205 sqft · built 1958 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Trust Name on File |
| Last Sale | $430,000 (Oct 2020) |
| Tax Bill | $6,054 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9993-09 |
| Primary APN | 9993-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,205 sqft Living Area |
| Gross Area | 3,706 sqft |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,975 sqft (0.229 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9993-09 |
|---|---|
| Street Address | 50 FAIRHAVEN RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 120 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11404 |
50 Fairhaven Rd is owner-occupied and held in a trust since October 2020.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 50 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Aug 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 21, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Prior Sale | Jun 30, 1993 · Amount on File |
| Deed Document Number | 2020118249 |
| Deed Book / Page | 1859 / 870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 17, 2026 |
| Property Address | 50 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709 |
| Document Number | 0000156553 |
| Book / Page | 2037 / 655 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026156553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000156553, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 2037/655 |
| Instrument | 2026156553 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 853 Months |
| Due | Sep 1, 2097 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 17, 2026 |
| Property Address | 50 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709 |
| Document Number | 0000156554 |
| Book / Page | 2037 / 668 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026156554 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000156554, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 2037/668 |
| Instrument | 2026156554 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 853 Months |
| Due | Sep 1, 2097 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 50 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001946-477 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 1946/477 |
| Instrument | 136528 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 21, 2020 |
| Property Address | 50 FAIRHAVEN RD, CUMBERLAND, RI 02864-4709 |
| Document Number | 1859-870 |
| Book / Page | 1859 / 870 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 118249 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Number | 118251 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 118251 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 50 Fairhaven Rd was $6,054, up 2.1% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,054.00 (+2.13%) | $604,800 (+25.19%) Land $255,800 Building $349,000 | $635,348 |
| 2025 | $5,928.00 | $483,100 Land $184,900 Building $298,200 | |
| 2023 | $5,614.00 (+13.6%) | $483,100 (+46.53%) Land $184,900 Building $298,200 | |
| 2022 | $4,942.00 | $329,700 Land $133,200 Building $196,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Fairhaven Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Fairhaven Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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