Pinellas County property record for 50 Emerald Bay Dr, Oldsmar, FL 34677
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,235 sqft · built 1990 |
| Lot Size | 0.108 acres (4,709 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Feb 2018) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-759-5623-5 |
| Primary APN | C62-000-759-5623-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 4,709 sqft (0.108 acres) |
| View / Lot | Corner |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R159852 |
|---|---|
| Street Address | 50 EMERALD BAY DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5001 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | EMERALD BAY LOT 50 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | EMERALD BAY |
| Legal Tract | 25790 |
| Legal Lot Number | 50 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 27319 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 50 EMERALD BAY DR, OLDSMAR, FL 34677-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Feb 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2018 · Amount on Record |
| Deed Sale | Feb 2, 2018 · Amount on Record |
| Prior Sale | Oct 15, 2013 · Amount on Record |
| Deed Document Number | 201834296 |
| Deed Book / Page | 19929 / 727 |
| Prior Transfer Date | Jul 28, 2010 |
| Prior Transfer Doc | 0170140239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 50 EMERALD BAY DR, OLDSMAR, FL 34677-5001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2028 CLERMONT CROSSING DR, SAINT LOUIS, MO 63146-1555 |
| Document Number | 0211332244 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 21133/2244 |
| Instrument | 2020251191 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 2, 2018 |
| Property Address | 50 EMERALD BAY DR, OLDSMAR, FL 34677-5001 |
| Document Number | 0199290727 |
| Book / Page | 019929 / 000727 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 34296 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 EMERALD BAY DR OLDSMAR FL 346775001, OLDSMAR, FL 34677-5001 |
| Document Number | 199290729 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 019929/000729 |
| Instrument | 34297 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2033 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,060.00 (+6.07%) Homeowner's exemption | $216,216 (+1.05%) | $233,426 (+9.1%) Building $233,426 |
| 2024 | $2,885.00 (-4.09%) | ||
| 2023 | $3,008.00 (+1.01%) Homeowner's exemption | $213,959 (+12.3%) | $213,959 (+12.3%) Building $213,959 |
| 2022 | $2,978.00 | $190,524 | $190,524 Building $190,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 195 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 195 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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