50 Embler Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 50 Embler Rd, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1972
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Oct 2025)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2025 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`666511-2020-202`

Property Details

APN / Parcel Number

Primary APN	`666511-2020-202`
Alternative APNs	`9713-70-1073-00000` `971202790998000` `008173155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,696 sqft
Basement Area	728 sqft
Utility Area	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	220 sqft
Gazebo	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	666511-2020-202
Street Address	50 EMBLER RD
City	ALEXANDER
State	NC
Zip	28701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: VICTORIA P EMBLER BLOCK: LOT: SECTION: PLAT: 0PVT-0SVY
Legal Subdivision	VICTORIA P EMBLER
Legal Block	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	2
Census Block	2017
Census Tract	2604

Owner

Source: Buncombe County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 EMBLER RD, ALEXANDER, NC 28701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 10, 2025	Warranty Deed, Construction Loan · Construction Mortgage ROCKET MORTGAGE LLC
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Book / Page	6532 / 1725
Prior Transfer Date	Jun 17, 1996
Prior Transfer Doc	0000000001
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063791774
Date	Jan 24, 2024
Book Page	6379/1774

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 10, 2025
Property Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736
Document Number	0065321725
Book / Page	6532 / 1725
Instrument Date	Oct 7, 2025
Transaction Type	Construction Loan
Record Updated	Oct 24, 2025
Title Company	LEGACY PK TITLE LLC, LEGACY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 RISING OAK DR, CHARLOTTE, NC 28206-2988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736

Mortgage

Document Number	0065321728
Date	Oct 10, 2025
Instrument	6532/1728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 22, 2021
Property Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736
Document Number	0061651276
Book / Page	6165 / 1276
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 ROCKRIDGE DR, 551, GREER, SC 29651-7415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736

Mortgage

Document Number	0061651279
Date	Dec 22, 2021
Instrument	6165/1279

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 7, 2020
Property Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736
Document Number	0058940728
Book / Page	5894 / 728
Instrument Date	May 6, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$487.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 EBS LN, 4, ALEXANDER, NC 28701-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 EMBLER ONE RD, ALEXANDER, NC 28701-9736

Mortgage

Document Number	58940732
Date	May 7, 2020
Instrument	5894/0732

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,308.00 (+4.62%)	$298,400 (-) Land $15,500 Building $282,900	$298,400 (-) Land $15,500 Building $282,900
2024	$2,206.00 (+2.7%)
2023	$2,148.00	$298,400	$298,400 (-) Land $30,500 Building $267,900
2021			$298,400 Land $15,500 Building $282,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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