50 E Owatonna St, Duluth, MN 55803 Property Records

St. Louis County property record for 50 E Owatonna St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 779 sqft · built 1960
Lot Size	0.175 acres (7,647 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2024)
Tax Bill	$3,224 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4670-01520`

Property Details

APN / Parcel Number

Primary APN	`010-4670-01520`
Alternative APNs	`1095963` `1173484`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	779 sqft Gross Area
1st Floor Area	779 sqft
Basement Area	768 sqft
Finished Basement	768 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	7,647 sqft (0.175 acres)
Garage Area	768 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1173484
Street Address	50 E OWATONNA ST
City	DULUTH
State	MN
Zip	55803-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:010 SERIAL #
Legal Subdivision	SECOND DIVISION OF WOODLAND PARK
Legal Block	10
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 E OWATONNA ST, DULUTH, MN 55803-1804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	20241084308
Prior Transfer Date	Feb 14, 2007
Prior Transfer Doc	0000832988
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 10, 2020
Property Address	50 E OWATONNA ST, DULUTH, MN 55803-1804
Document Number	00T1028752
Instrument Date	Aug 21, 2020
Instrument	T1028752
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E OWATONNA ST DULUTH MN 558031804, DULUTH, MN 55803-1804

Mortgage

Document Number	T1028753
Date	Sep 10, 2020
Instrument	T1028753

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,224.00 (+12.02%) Homeowner's exemption
2025	$2,878.00 (+203.59%) Homeowner's exemption	$268,600 (+16.08%) Land $30,800 Building $237,800	$268,600 (+16.08%) Land $30,800 Building $237,800
2024	$948.00	$231,400 (+17.52%) Land $32,200 Building $199,200	$231,400 (+17.52%) Land $32,200 Building $199,200
2022		$196,900 Land $37,400 Building $159,500	$196,900 Land $37,400 Building $159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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