50 Dodge Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 50 Dodge Rd, Spencer, NY 14883

Property Summary

Property TypeResidential Vacant Land
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on Record
Tax Bill$245 (2026)
Deeds & MortgagesDec 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN493489 79.00-1-26.12

Property Details

APN / Parcel Number

Primary APN493489 79.00-1-26.12
Alternative APN
  • 00000000843

Exterior

Lot Area87,991 sqft (2.02 acres)

Location & Zoning

Account Number00000000843
Street Address50 DODGE RD
CitySPENCER
StateNY
Zip14883-9339
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeZONE
Legal Block1
Legal Lot Number26.012
JurisdictionTIOGA NY
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3042
Census Tract20701

Owner

Source: Tioga County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 DODGE RD, SPENCER, NY 14883-9563
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address50 DODGE RD, SPENCER, NY 14883-9339
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400004263
DateDec 10, 2024
Instrument2024-00004263
Lender
NameCITIZENS & NORTHERN BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7.2%
Type Change DateDec 1, 2032
Margin3

Tax Assessment & Valuation

Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionSpencer Town
Unified School DistrictSpencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245.00 (-17.23%)
2025$296.00$15,000 Land $15,000$21,429 Land $21,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims32 (1981–2018)
Claims Outside the SFHA7 of 32
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 13 claims
  • Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Haefele Connect
Fiber
2,000 / 2,000

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