Okaloosa County property record for 50 Circle Dr, Fort Walton Beach, FL 32547
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 1997 |
| Lot Size | 0.354 acres (15,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $376,000 (Nov 2021) |
| Tax Bill | $3,396 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-3217-5 |
| Primary APN | C56-000-591-3217-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,887 sqft |
| 1st Floor Area | 1,654 sqft |
| Upper Floors Area | 180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 15,401 sqft (0.354 acres) |
| Lot Width | 75 ft Width |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 798 sqft |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 50 CIRCLE DR |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-3238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA VISTA HTS S/D LOT 3 BLK 2 & BEG SE COR LOT 3 E 54FT N 75FT W 54FT S 75FT TO POB |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | BELLA VISTA HTS S/D |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 22100 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 50 CIRCLE DR, FORT WALTON BEACH, FL 32547-3238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Mar 11, 2014 · Amount on Record |
| Deed Document Number | 20213508026 |
| Deed Book / Page | 3589 / 1535 |
| Prior Transfer Date | Aug 20, 2002 |
| Prior Transfer Doc | 0001947572 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 50 CIRCLE DR, FORT WALTON BEACH, FL 32547-3238 |
| Document Number | 0035891535 |
| Book / Page | 3589 / 1535 |
| Map Reference | MB 2 PG 44 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 3508026 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,632.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CHOCTAW RD, 5, EGLIN AFB, FL 32542-1200 |
| Name | Verified Name |
|---|---|
| Address | 50 CIRCLE DR, FORT WALTON BEACH, FL 32547-3238 |
| Document Number | 0035891537 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 3589/1537 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 50 CIRCLE DR, FORT WALTON BEACH, FL 32547-3238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 50 CIRCLE DR, FORT WALTON BEACH, FL 32547-3238 |
| Document Number | 0034763323 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 3476/3323 |
| Instrument | 3374514 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,396.00 (+2.88%) Homeowner's exemption | $316,329 (+3.5%) Land $81,564 Building $234,765 | $316,329 (-0.89%) Land $81,564 Building $234,765 |
| 2023 | $3,301.00 (+2.55%) Homeowner's exemption | $305,633 (+3%) | $319,181 (+7.57%) Land $65,618 Building $253,563 |
| 2022 | $3,219.00 Homeowner's exemption | $296,731 Land $61,325 Building $235,406 | $296,731 Land $61,325 Building $235,406 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 77 (1982–2021) |
| Claims Outside the SFHA | 20 of 77 |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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