50 Cindy Crest Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 50 Cindy Crest Dr, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,709 sqft · built 1970
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Company Names on Record
Last Sale	$189,000 (Oct 2018)
Tax Bill	$7,108 (2026)
Deeds & Mortgages	May 2019 Transfer Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.16-12-4`

Property Details

APN / Parcel Number

Primary APN	`422800 58.16-12-4`
Alternative APN	`280005801600120040000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,631 sqft
Upper Floors Area	286 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	179 ft deep x 75 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	50 CINDY CREST DR
City	SCHENECTADY
State	NY
Zip	12306-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,BF,FP,SPLT,SP,SHD COL CREST #3-38 7.-520-8
Legal Subdivision	COLONIAL CREST
Legal Block	12
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1017
Census Tract	33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	50 CINDY CREST DR, SCHENECTADY, NY 12306-3411
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 17, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Nov 9, 2011 · Amount on Record
Deed Document Number	201846066
Deed Book / Page	1998 / 55
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000060496
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 3, 2019
Property Address	50 CINDY CREST DR, SCHENECTADY, NY 12306-3411
Document Number	0000019298
Book / Page	002010 / 000500
Instrument Date	Jan 22, 2019
Instrument	19298
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	50 CINDY CREST DR SCHENECTADY NY 123063411, SCHENECTADY, NY 12306-3411

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 17, 2018
Property Address	50 CINDY CREST DR, SCHENECTADY, NY 12306-3411
Document Number	0000046066
Book / Page	1998 / 055
Map Reference	MAP3
Instrument Date	Sep 2, 2018
Instrument	201846066
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CINDY CREST DR, 50, SCHENECTADY, NY 12306-3411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HENRY ST, SCHENECTADY, NY 12304-2803

Mortgage

Document Number	0000046067
Date	Oct 17, 2018
Instrument	201846067

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,108.00 (-7.42%)
2025	$7,678.00	$191,300 (-) Land $23,300 Building $168,000	$294,300 (+16.92%) Land $35,845 Building $258,455
2023		$191,300 Land $23,300 Building $168,000	$251,700 Land $30,657 Building $221,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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