Bergen County and Ramsey Borough property record for 50 Chestnut St, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,990 sqft · built 1924 |
| Lot Size | 1.04 acres (45,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,503 (Aug 2016) |
| Tax Bill | $19,287 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04802-0000-00003 |
| Primary APN | 48-04802-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,990 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 45,694 sqft |
| Lot Dimensions | 315 ft deep x 145 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 50 CHESTNUT ST |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 1.049AC |
| Legal Block | 4802 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 44202 |
50 Chestnut St is owned and occupied by two individuals who bought it in August 2016.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 CHESTNUT ST, RAMSEY, NJ 07446-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Deed Document Number | 201665035 |
| Deed Book / Page | 2358 / 1781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 50 CHESTNUT ST, RAMSEY, NJ 07446-1504 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040670266 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 4067/266 |
| Instrument | 2021053135 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 50 CHESTNUT ST, RAMSEY, NJ 07446-1504 |
| Document Number | 0035900065 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 50 CHESTNUT ST RAMSEY NJ 074461504, RAMSEY, NJ 07446-1504 |
| Document Number | 0035900065 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 003590/000065 |
| Instrument | 20045917 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 4, 2040 |
The 2025 property tax bill for 50 Chestnut St was $19,287, up 3.2% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $869,900 (-7.13%) Land $436,300 Building $433,600 | $869,900 (-7.13%) Land $436,300 Building $433,600 | |
| 2025 | $19,287.00 (+3.19%) | $936,700 Land $404,800 Building $531,900 | $936,700 Land $404,800 Building $531,900 |
| 2024 | $18,690.00 | ||
| 2023 | $662,300 Land $298,300 Building $364,000 | $662,300 Land $298,300 Building $364,000 | |
| 2022 | $17,372.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 50 Chestnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 50 Chestnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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