50 Cedarbrooke, Troy, IL 62294 Property Records

Madison County property record for 50 Cedarbrooke, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,630 sqft · built 2000
Lot Size	0.424 acres (18,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2022)
Tax Bill	$7,007 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2022 Mortgage + 2 more
APN	`09-2-22-16-10-102-005`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-16-10-102-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	18,456 sqft (0.424 acres)
Lot Dimensions	230 ft deep x 80 ft wide
Garage Type	Attached
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	50 CEDARBROOKE
City	TROY
State	IL
Zip	62294-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOKE 2ND ADDN LOT 93 80 X 230.7 IRR
Legal Subdivision	MEADOWBROOKE SECOND ADDN
Legal Lot Number	93
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1031
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 CEDARBROOKE, TROY, IL 62294-2469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	202235193
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	50 CEDARBROOKE, TROY, IL 62294-2469
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017109
Date	May 18, 2022
Instrument	2022R17109

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	50 CEDARBROOKE, TROY, IL 62294-2469
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006495
Date	Feb 24, 2022
Instrument	2022R06495

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 2, 2022
Property Address	50 CEDARBROOKE, TROY, IL 62294-2469
Document Number	0000035193
Map Reference	PC 60 PG 59
Instrument Date	Oct 31, 2022
Instrument	2022R35193
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CEDARBROOKE, TROY, IL 62294-2469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50 CEDARBROOKE, TROY, IL 62294-2469

Mortgage

Document Number	0000035194
Date	Nov 2, 2022
Instrument	2022R35194

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	50 CEDARBROOKE, TROY, IL 62294-2469
Document Number	0000023896
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 CEDARBROOKE TROY IL 622942469, TROY, IL 62294-2469

Mortgage

Document Number	0000023896
Date	Aug 1, 2019
Instrument	23896

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,007.00 (+2.82%)	$107,280 (+23.91%) Land $24,950 Building $82,330	$321,840 (+23.78%) Land $74,850 Building $246,990
2024	$6,815.00 (+13.21%)
2022	$6,020.00	$86,580 Land $19,460 Building $67,120	$260,000 Land $58,438 Building $201,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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