50 Cavalry Dr, Montross, VA 22520 Property Records

Westmoreland County property record for 50 Cavalry Dr, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2008
Lot Size	0.451 acres (19,668 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Sep 2008 Construction Loan Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22A-A-23`

Property Details

APN / Parcel Number

Primary APN	`22A-A-23`
Alternative APN	`8952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,668 sqft (0.451 acres)
Porch	Slab
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8952
Street Address	50 CAVALRY DR
City	MONTROSS
State	VA
Zip	22520-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LIGHT HORSE FOREST LOT 23 SEC ADB 945 PG 2677
Legal Subdivision	A LIGHT HORSE FOREST
Legal Lot Number	23
Jurisdiction	WESTMORELAND VA
Township / Civil Division	MONTROSS
Census Block Group	1
Census Block	1041
Census Tract	10200

Owner

Source: Westmoreland County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 CAVALRY DR, MONTROSS, VA 22520-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2008	Deed of Trust, Mortgage · Construction Mortgage NORTHERN NECK STATE BANK
Apr 24, 2025	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jan 30, 2026	Intrafamily Transfer, Transfer · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026
Deed Sale	Jan 30, 2026
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	999 / 1681
Prior Transfer Date	Jan 24, 2026
Prior Transfer Doc	00999/1681
Record Updated	Jun 8, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	50 CAVALRY DR, MONTROSS, VA 22520-8922
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00791/1729
Date	Sep 30, 2008
Book Page	791/1729

Lender

Name	NORTHERN NECK STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	50 CAVALRY DR, MONTROSS, VA 22520-8922
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	BROKERS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009901769
Date	Apr 24, 2025
Instrument	09901769

Lender

Name	RELIANCE FIRST CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jan 30, 2026
Property Address	50 CAVALRY DR, MONTROSS, VA 22520-8922
Document Number	00999/1681
Book / Page	999 / 1681
Map Reference	MB 945 PG 2677
Instrument Date	Jan 24, 2026
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	WFC NATIONAL TITLE INSURANCE COMPANY, WFE NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CAVALRY DR, MONTROSS, VA 22520-8922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 CAVALRY DR, MONTROSS, VA 22520-8922

Mortgage

Document Number	0009991684
Date	Jan 30, 2026
Instrument	999/1684

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 30, 2021
Property Address	50 CAVALRY DR, MONTROSS, VA 22520-8922
Document Number	09452677
Instrument Date	Jun 30, 2021
Instrument	09452677
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 CAVALRY DR, MONTROSS, VA 22520-8922

Mortgage

Document Number	09452680
Date	Jul 30, 2021
Instrument	09452680

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00 (+9.72%)	$176,100 (-) Land $22,600 Building $153,500	$176,100 (-) Land $22,600 Building $153,500
2023	$1,091.00	$176,100 Land $22,600 Building $153,500	$176,100 Land $22,600 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STRATFORD HARBOUR private · serves 1,230 people · EPA ID VA4193920
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

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