50 Canal St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 50 Canal St, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,008 sqft · built 1897
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Jun 2026)
Tax Bill$2,874 (2025)
Deeds & MortgagesJun 2022 Refinance
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNV0180R

Property Details

APN / Parcel Number

Primary APNV0180R
Alternative APN
  • GRHM M:110 B:060 L:000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,008 sqft Living Area
Gross Area1,756 sqft
1st Floor Area504 sqft
Basement Area504 sqft
Unfinished Basement504 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1979
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberV0180R
Street Address50 CANAL ST
CityGORHAM
StateME
Zip04038-5850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal Block60
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group3
Census Block3034
Census Tract4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Cumberland and Oxford Canal
listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

50 Canal St is owned by an individual who bought it in June 2026.

Source: Cumberland County and Gorham Town records, as of July 1, 2026

Owner of RecordIndividual Name on File
Mailing Address19 BANCROFT ST, PORTLAND, ME 04102-2005
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CASCO FEDERAL CREDIT UNION
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Aug 25, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CUSO HOME LENDING
Jul 19, 2018Intrafamily Transfer, Transfer
CASCO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2026 · Amount on File
Deed SaleJun 16, 2026 · Amount on File
Prior SaleAug 25, 2021 · Amount on File
Deed Document Number202623723
Deed Book / Page42326 / 212
Prior Transfer DateAug 20, 2021
Prior Transfer Doc0385840294
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address50 CANAL ST, GORHAM, ME 04038-5850
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0394870079
DateJun 9, 2022
Book Page39487/79
Instrument29485
Lender
NameCASCO FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJul 1, 2032

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateJun 16, 2026
Property Address50 CANAL ST, GORHAM, ME 04038-5850
Document Number0423260212
Book / Page42326 / 212
Instrument DateJun 15, 2026
Instrument202623723
Transaction TypeTransfer
Record UpdatedJul 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address19 BANCROFT ST, PORTLAND, ME 04102-2005

Mortgage

DateJun 16, 2026
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.3%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateAug 25, 2021
Property Address50 CANAL ST, GORHAM, ME 04038-5850
Document Number0385840294
Book / Page38584 / 294
Instrument DateAug 20, 2021
Instrument61599
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanySTEWART TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address50 CANAL ST, GORHAM, ME 04038-5850

Mortgage

Document Number0000061600
DateAug 25, 2021
Instrument61600
Lender
NameCUSO HOME LENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGORHAM ME
Recording DateJul 19, 2018
Property Address50 CANAL ST, GORHAM, ME 04038-5850
Document Number0350010022
Book / Page35001 / 0022
Instrument000000034552
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034553
DateJul 19, 2018
Instrument000000034553
Lender
NameCASCO FCU
Agreement
AmountAmount on Record
Term360 Months
DueJul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 50 Canal St was $2,874, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,874.00 (+0.67%)$194,200 (-) Land $66,900 Building $127,300
2024$2,855.00$194,200 Land $66,900 Building $127,300
2022$2,172.00$169,000 Land $66,900 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 Canal St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Canal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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