50 Cactus St, Providence, RI 02905 Property Records

Providence City property record for 50 Cactus St, Providence, RI 02905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,356 sqft · built 1930
Lot Size0.074 acres (3,204 sqft)
OwnerIndividual Name on File
Last Sale$332,500 (Nov 2021)
Tax Bill$3,376 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNPROV M:59 L:512

Property Details

APN / Parcel Number

Primary APNPROV M:59 L:512
Alternative APNs
  • P:0590512 L:0000
  • 27016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,356 sqft Living Area
Gross Area2,189 sqft
1st Floor Area706 sqft
Basement Area1,372 sqft
Finished Basement686 sqft
Unfinished Basement686 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area3,204 sqft (0.074 acres)
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number27016
Street Address50 CACTUS ST
CityPROVIDENCE
StateRI
Zip02905-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number512
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group3
Census Block3012
Census Tract102

Owner

Source: Providence City records · APN PROV M:59 L:512

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address50 CACTUS ST, PROVIDENCE, RI 02905-1308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 05, 2023Quit Claim Deed, Transfer
Quitclaim
Nov 10, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 31, 2019Warranty Deed, Transfer
NAVY FCU
Dec 29, 2017Deed of Trust, Mortgage · Line of Credit
RHODE ISLAND CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleOct 31, 2019 · Amount on Record
Deed Document Number2021304580
Deed Book / Page13359 / 285
Last Transfer DateApr 04, 2023
Transfer Doc013838-270
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address50 CACTUS ST, PROVIDENCE, RI 02905-1308
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014620-80
DateDec 31, 2025
Book Page14620/80
Instrument2025407402
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2055

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROVIDENCE RI
Recording DateApr 05, 2023
Property Address50 CACTUS ST, PROVIDENCE, RI 02905-1308
Document Number013838-270
Book / Page13838 / 270
Instrument DateApr 04, 2023
Instrument2023343715
Transaction TypeTransfer
Record UpdatedApr 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 CACTUS ST, PROVIDENCE, RI 02905-1308

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateNov 10, 2021
Property Address50 CACTUS ST, PROVIDENCE, RI 02905-1308
Document Number13359-285
Book / Page13359 / 285
Instrument DateNov 09, 2021
Instrument2021304580
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address50 CACTUS ST, PROVIDENCE, RI 02905-1308

Mortgage

Document Number2021304581
DateNov 10, 2021
Instrument2021304581
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROVIDENCE RI
Recording DateOct 31, 2019
Property Address50 CACTUS ST, PROVIDENCE, RI 02905-1308
Document Number12532-2
Book / Page012532 / 000002
Instrument DateOct 31, 2019
Instrument240760
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 4TH ST #F13 PROVIDENCE RI 029062858, F13, PROVIDENCE, RI 02906-2858

Mortgage

Document Number12532-4
DateOct 31, 2019
Book Page012532/000004
Instrument240761
Lender
NameNAVY FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address50 CACTUS ST, PROVIDENCE, RI 02905-1308
Document Number11932-104
Book / Page011932 / 000104
Instrument DateDec 29, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 CACTUS ST PROVIDENCE RI 029051308, PROVIDENCE, RI 02905-1308

Mortgage

Document Number11932-104
DateJan 09, 2018
Book Page011932/000104
Instrument41
Lender
NameRHODE ISLAND CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,376.00 (-39.5%)$401,900 (+32.16%) Land $118,800 Building $283,100
2023$5,580.00 (+3.09%)$304,100 (-) Land $75,200 Building $228,900
2022$5,413.00$304,100 Land $75,200 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Roger Williams Park Historic District
listed 1966 · 24 contributing resources · NRIS 66000002

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 645 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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