Seneca County and Waterloo Town property record for 50 Border City Rd, Waterloo, NY 13165
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,523 sqft · built 1860 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Oct 1996) |
| Tax Bill | $1,955 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance Feb 2024 Transfer |
| APN | 453889 24-3-14.2 |
| Primary APN | 453889 24-3-14.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,523 sqft Total Area |
| 1st Floor Area | 872 sqft |
| 2nd Floor Area | 560 sqft |
| Upper Floors Area | 91 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 343 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 78 sqft |
| Shed | 1 Shed |
| Shed Area | 500 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 50 BORDER CITY RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB66-177,MB58-236 GARDNER MAP JOB#85-03 |
| Legal Block | 3 |
| Legal Lot Number | 14.002 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1110 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 28, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 1996 · Amount on Record |
| Deed Sale | Oct 2, 1996 · Amount on Record |
| Deed Book / Page | 545 / 304 |
| Last Transfer Date | Feb 26, 2024 |
| Transfer Doc | 0001094/59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 50 BORDER CITY RD, WATERLOO, NY 13165 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001917/111 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 1917/111 |
| Instrument | 65760 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 28, 2024 |
| Property Address | 50 BORDER CITY RD, WATERLOO, NY 13165 |
| Document Number | 0001094/59 |
| Book / Page | 1094 / 59 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 65759 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1110 WATERLOO GENEVA RD, WATERLOO, NY 13165-1264 |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,955.00 (+5.85%) | ||
| 2025 | $1,847.00 (+186.8%) | $56,600 (-) Land $9,700 Building $46,900 | $92,800 (+16.41%) Land $15,904 Building $76,896 |
| 2023 | $56,600 Land $9,700 Building $46,900 | $79,718 Land $13,662 Building $66,056 | |
| 2019 | $644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WATERLOO WATER DISTRICT serves 250 people · EPA ID NY4940015 |
|---|---|
| Water Source | Purchased surface water from WATERLOO VILLAGE |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed, Verizon.
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