50 Bonner Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 50 Bonner Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,028 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Apr 2016)
Tax Bill$4,892 (2026)
Deeds & MortgagesMay 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN012689 16.7-2-63

Property Details

APN / Parcel Number

Primary APN012689 16.7-2-63
Alternative APNs
  • 268901600700020630000000
  • 01600700020630000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,028 sqft Living Area
1st Floor Area1,144 sqft
Basement Area884 sqft
Finished Basement884 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600700020630000000
Street Address50 BONNER AVE
CitySCHENECTADY
StateNY
Zip12304-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOT 522-3-4 N-48 E-45 S-40-64
Legal SubdivisionCORDELL PARK
Legal Block2
Legal Lot Number63.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3025
Census Tract13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address50 BONNER AVE, SCHENECTADY, NY 12304-4510
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016 · Amount on Record
Deed SaleApr 29, 2016 · Amount on Record
Deed Document Number20169203
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address50 BONNER AVE, SCHENECTADY, NY 12304-4510
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005824
DateMay 25, 2021
InstrumentR2021-15824
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2031

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,892.00 (-4.19%)
2025$5,106.00 (+12.29%)$105,400 (-) Land $21,100 Building $84,300$241,200 (+16.69%) Land $48,286 Building $192,914
2023$105,400 (-) Land $21,100 Building $84,300$206,700 (+9.33%) Land $41,379 Building $165,321
2022$105,400 Land $21,100 Building $84,300$189,058 Land $37,847 Building $151,211
2021$4,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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