5 Wormstead St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Wormstead St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,430 sqft · built 1950
Lot Size	0.092 acres (3,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jun 2020)
Tax Bill	$6,911 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-F B:0006 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-F B:0006 L:0005`
Alternative APNs	`M:009=F B:0006 L:0005` `5488014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	810 sqft
Basement Area	810 sqft
Finished Basement	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,990 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5488014
Street Address	5 WORMSTEAD ST
City	SAUGUS
State	MA
Zip	01906-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2035
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WORMSTEAD ST, SAUGUS, MA 01906-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage EVERETT COOPERATIVE BANK
Jun 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND
Jun 5, 2020	Deed of Trust, Mortgage EVERETT CO-OP BK
Jan 2, 2020	Quit Claim Deed, Transfer CREATIVE DEV ASSC
Jun 14, 2019	Quit Claim Deed, Transfer CROWD LNDG FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Book / Page	38660 / 63
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	3866000063
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 WORMSTEAD ST, SAUGUS, MA 01906
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38587-264
Date	Jun 5, 2020
Book Page	38587/264
Instrument	20200605005900

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 29, 2020
Property Address	5 WORMSTEAD ST, SAUGUS, MA 01906
Document Number	38660-63
Book / Page	38660 / 63
Instrument Date	Jun 23, 2020
Instrument	20200629004700
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	5 WORMSTEAD ST, SAUGUS, MA 01906

Mortgage

Document Number	200629004710
Date	Jun 29, 2020
Instrument	200629004710

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 WORMSTEAD ST, SAUGUS, MA 01906
Document Number	0000612787
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	607 BOYLSTON ST #182L BOSTON MA 021163604, 182L, BOSTON, MA 02116-3604

Mortgage

Document Number	0000612787
Date	Jun 5, 2020
Instrument	612787

Lender

Name	EVERETT CO-OP BK
Type	Bank

Agreement

Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 2, 2020
Property Address	5 WORMSTEAD ST, SAUGUS, MA 01906
Document Number	38167-354
Book / Page	038167 / 000354
Instrument Date	Jan 2, 2020
Instrument	2001810
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	607 BOYLSTON ST #182L BOSTON MA 021163604, 182L, BOSTON, MA 02116-3604

Mortgage

Document Number	38167-357
Date	Jan 2, 2020
Book Page	038167/000357
Instrument	2001820

Lender

Name	CREATIVE DEV ASSC

Agreement

Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 14, 2019
Property Address	5 WORMSTEAD ST, SAUGUS, MA 01906
Book / Page	037587 / 000338
Instrument Date	Jun 13, 2019
Instrument	1906144560
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,048.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WORMSTEAD ST SAUGUS MA 01906, SAUGUS, MA 01906

Mortgage

Document Number	37587-338
Date	Jun 14, 2019
Book Page	037587/000338
Instrument	602750

Lender

Name	CROWD LNDG FUND

Agreement

Amount	Amount Recorded

Mortgage

Document Number	37587-341,
Date	Jun 14, 2019
Book Page	037587/000341
Instrument	1906144570

Lender

Name	CROWD LNDG FUND

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,911.00 (+4.16%)	$663,200 (+6.74%) Land $340,200 Building $322,500	$764,948 (-5.77%)
2025	$6,635.00 (+2.6%)	$621,300 (+2.32%) Land $310,800 Building $310,500	$811,775
2024	$6,467.00 (+4.27%)	$607,200 (+10.24%) Land $302,400 Building $304,800
2023	$6,202.00	$550,800 Land $264,600 Building $286,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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