5 Witherbee Ct, Elkton, MD 21921 Property Records

Cecil County property record for 5 Witherbee Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,409 sqft · built 2008
Lot Size	0.869 acres (37,868 sqft)
Owner	2 Individual Names on File
Last Sale	$489,507 (Jun 2008)
Tax Bill	$5,074 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-042800`

Property Details

APN / Parcel Number

Primary APN	`02-042800`
Alternative APN	`042800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,409 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,868 sqft (0.869 acres)
Garage Type	Built-in
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	042800
Street Address	5 WITHERBEE CT
City	ELKTON
State	MD
Zip	21921-6388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 73 - .8693 ACRE 5 WITHERBEE COURT PELHAM MANOR
Legal Subdivision	PELHAM MANOR
Legal Lot Number	73
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1004
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Witherbee Ct is owned and occupied by two individuals who acquired it in August 2018.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Sep 5, 2018	Intrafamily Transfer, Transfer · VA Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Prior Sale	Mar 7, 2008 · Amount on File
Deed Document Number	2008277951
Deed Book / Page	2519 / 161
Last Transfer Date	Aug 28, 2018
Transfer Doc	0042930492
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048470117
Date	Apr 13, 2021
Book Page	4847/117

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	APO, AE 9136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Apr 30, 2026
Property Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Document Number	5778000255
Book / Page	5778 / 255
Instrument Date	Apr 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Investor	Possibly a Property Investor

Mortgage

Document Number	5778000255,
Date	Apr 30, 2026
Book Page	5778/255

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Apr 30, 2026
Property Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Document Number	0057780249
Book / Page	5778 / 249
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Investor	Possibly a Property Investor

Mortgage

Document Number	5778000255,
Date	Apr 30, 2026
Book Page	5778/255

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Sep 5, 2018
Property Address	5 WITHERBEE CT, ELKTON, MD 21921-6388
Document Number	0042930492
Book / Page	4293 / 492
Map Reference	MB PC1108 PL-18-22
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SILK ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 WITHERBEE CT, 5, ELKTON, MD 21921-6388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WITHERBEE CT, ELKTON, MD 21921-6388

Mortgage

Document Number	0004293498
Date	Sep 5, 2018
Instrument	4293/498

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Witherbee Ct was $5,074 with a homeowner's exemption, up 3.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,074.00 (+3.15%) Homeowner's exemption	$491,600 (+5.18%)	$515,800 (-) Land $128,900 Building $386,900
2025	$4,919.00 Homeowner's exemption	$467,400	$515,800 Land $128,900 Building $386,900
2023	$3,886.00 Homeowner's exemption	$425,467	$443,200 Land $128,900 Building $314,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Witherbee Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Witherbee Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Talkie Communications, Xfinity.

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