5 Windy Rdg, Searcy, AR 72143 Property Records

White County property record for 5 Windy Rdg, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,297 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jun 2021)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-10821-000`

Property Details

APN / Parcel Number

Primary APN	`016-10821-000`
Alternative APN	`46199`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,297 sqft Living Area
1st Floor Area	2,297 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	2,560 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	481 sqft
Patio Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5 WINDY RDG
City	SEARCY
State	AR
Zip	72143-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 255' N 1297' E 292.50' W 1622.20' N1/2 NE LS N 25' E 87.17'
Legal Subdivision	SEARCY OUTLOTS
Jurisdiction	WHITE AR
Township / Civil Division	GUM SPRINGS
Census Block Group	2
Census Block	2025
Census Tract	70902

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 WINDY RDG, SEARCY, AR 72143-7023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
May 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN BANK
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Jul 2, 2019	Warranty Deed, Transfer · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202110711*
Deed Book / Page	2021 / 10711*
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Recording Date	Jul 29, 2026
Property Address	5 WINDY RDG, SEARCY, AR 72143-7023
Document Number	0000010501
Instrument Date	Jul 22, 2026
Instrument	202610501
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WINDY RDG, SEARCY, AR 72143-7023

Mortgage

Document Number	0000010501,
Date	Jul 29, 2026
Instrument	202610501

Lender

Name	SOUTHERN BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	5 WINDY RDG, SEARCY, AR 72143-7023
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	DALCO CLOSING AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020/16083
Date	Jun 26, 2020
Book Page	MTG 2020/16083

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	5 WINDY RDG, SEARCY, AR 72143-7023
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WINDY RDG, SEARCY, AR 72143-7023

Mortgage

Document Number	MTG2024/10065
Date	May 2, 2024
Book Page	MTG 2024/10065
Instrument	L202405235

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jun 30, 2021
Property Address	5 WINDY RDG, SEARCY, AR 72143-7023
Document Number	DEED2021/10711
Book / Page	DEED 2021 / 10711
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1590 E JOYCE BLVD UNIT 8518, 8518, FAYETTEVILLE, AR 72703-7821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 WINDY RDG, SEARCY, AR 72143-7023
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG202120726
Date	Jun 30, 2021
Instrument	MTG 2021/20726

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jul 2, 2019
Property Address	5 WINDY RDG, SEARCY, AR 72143-7023
Document Number	DEED2019/09060
Book / Page	DEED 2019 / 09060
Instrument Date	Jun 25, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	DALCO CLOSING AND TITLE, DALCO CLOSING & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$933.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 COTTAGE LAKE RD, SEARCY, AR 72143-4555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WINDY RDG, SEARCY, AR 72143-7023

Mortgage

Document Number	MTG201912386
Date	Jul 2, 2019
Instrument	MTG 2019/12386

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+17.37%) Homeowner's exemption	$70,760 (-) Land $17,400 Building $53,360
2023	$2,447.00 Homeowner's exemption	$70,760 Land $17,400 Building $53,360	$353,800 Land $87,000 Building $266,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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