Albany County and Guilderland Town property record for 5 Willow St, Guilderland, NY 12084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,514 sqft · built 1930 |
| Lot Size | 0.267 acres (11,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jul 2022) |
| Tax Bill | $5,866 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.17-1-11 |
| Primary APN | 013089 40.17-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Upper Floors Area | 458 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,667 sqft (0.267 acres) |
| Lot Dimensions | 204 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001700010110000000 |
|---|---|
| Street Address | 5 WILLOW ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 40.17-1-11
Assessment roll updated March 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO |
| Dec 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORP |
| Dec 14, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Deed Document Number | 202216401 |
| Prior Transfer Date | Sep 19, 2012 |
| Prior Transfer Doc | 0030450152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 451 RUDY CHASE DR 503, 503, SCHENECTADY, NY 12302-7122 |
| Document Number | 0000006402 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | R2022-16402 |
| Name | SARATOGA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SARATOGA SPRINGS, NY 12866 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIORITY 1 ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000027759 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | R2018-27759 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 14, 2018 |
| Property Address | 5 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Document Number | 0020187758 |
| Book / Page | 002018 / 027758 |
| Instrument Date | Sep 05, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 WILLOW ST GUILDERLAND NY 120849753, GUILDERLAND, NY 12084-9753 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,866.00 (+11.97%) | $195,000 (-) Land $39,000 Building $156,000 | $260,000 (+13.33%) Land $52,000 Building $208,000 |
| 2023 | $195,000 (-) Land $39,000 Building $156,000 | $229,412 (+7.06%) Land $45,882 Building $183,530 | |
| 2022 | $195,000 Land $39,000 Building $156,000 | $214,286 Land $42,857 Building $171,429 | |
| 2021 | $5,239.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 68 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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