5 Willow Spring Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 5 Willow Spring Ct, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3 ba · 1,720 sqft · built 1986
Lot Size	0.028 acres (1,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Sep 2019)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02427012`

Property Details

APN / Parcel Number

Primary APN	`09-02427012`
Alternative APN	`02427012`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	660 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,200 sqft (0.028 acres)
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02427012
Street Address	5 WILLOW SPRING CT
City	GERMANTOWN
State	MD
Zip	20874-5371
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD9
Legal Description	GUNNERS LAKE VILLAGE
Legal Subdivision	GUNNERS LAKE VILLAGE
Legal Block	C
Legal Lot Number	130
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	700818

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WILLOW SPRING CT, GERMANTOWN, MD 20874-5371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Feb 18, 2016 · Amount on Record
Deed Book / Page	58158 / 272
Record Updated	Sep 20, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 16, 2019
Property Address	5 WILLOW SPRING CT, GERMANTOWN, MD 20874-5371
Document Number	0581580272
Book / Page	058158 / 000272
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 WILLOW SPRING CT GERMANTOWN MD 208745371, GERMANTOWN, MD 20874-5371

Mortgage

Document Number	581580281
Date	Sep 16, 2019
Book Page	058158/000281

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Mortgage

Document Number	581580302,
Date	Sep 16, 2019
Book Page	058158/000302

Lender

Name	HOUSING OPPORTUNITIES COMM/MON
Address	10400 DETRICK AVE, KENSINGTON, MD 20895-2440

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2029

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,700 (+6.94%) Land $120,000 Building $292,700	$412,700 (-) Land $120,000 Building $292,700
2025	$4,186.00 (+32.26%)	$385,900 (+16.13%)	$412,700 (+24.2%) Land $120,000 Building $292,700
2023		$332,300 Land $120,000 Building $212,300	$332,300 Land $120,000 Building $212,300
2022	$3,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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