5 Willow Ln, Unit A, Highland, IL 62249 Property Records

Madison County property record for 5 Willow Ln, Unit A, Highland, IL 62249

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,100 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2026)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Sale + 8 more
APN	`02-2-18-20-20-401-001`

Property Details

APN / Parcel Number

Primary APN	`02-2-18-20-20-401-001`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 101 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5 WILLOW LN, A
City	HIGHLAND
State	IL
Zip	62249-2993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINAL PLAT OF EVERGREEN COURT PHASE S PART LOT 1 48.63 X 100 IRREGULAR PB 63 PG 195
Legal Subdivision	EVERGREEN COURT PH 1
Legal Phase	S
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	SALINE
Census Block Group	1
Census Block	1011
Census Tract	403601

Owner

Source: Madison County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WILLOW LN, A, HIGHLAND, IL 62249-2993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Dec 3, 2025	Warranty Deed, Transfer HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Oct 2, 2025	Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Mar 27, 2023	Warranty Deed, Transfer CERTIFIED TITLE
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Jan 23, 2018	Quit Claim Deed, Transfer COMMUNITY TITLE
Dec 13, 2017	Warranty Deed, Transfer COMMUNITY TITLE
Dec 13, 2017	Warranty Deed, Transfer COMMUNITY TITLE
Dec 13, 2017	Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Dec 3, 2025 · Amount on Record
Deed Document Number	20262026R15801
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0000002306
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 3, 2026
Document Number	0000015801
Instrument Date	May 28, 2026
Instrument	202615801
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Jun 3, 2026

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 3, 2025
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000033808
Map Reference	PC 63 PG 195
Instrument Date	Nov 25, 2025
Instrument	2025R33808
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$318.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 7, 2025
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000031650
Map Reference	DOC 2007R37116
Instrument Date	Oct 29, 2025
Instrument	2025R31650
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 TAMARACK LN UNIT B, B, HIGHLAND, IL 62249-5929

Mortgage

Document Number	0000031651
Date	Nov 7, 2025
Instrument	2025R31651

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 2, 2025
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000027553
Map Reference	PC 63 PG 195
Instrument Date	Sep 29, 2025
Instrument	2025R27553
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 WILLOW LN UNIT B, B, HIGHLAND, IL 62249-2993

Mortgage

Document Number	0000027554
Date	Oct 2, 2025
Instrument	2025R27554

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000028243
Date	Oct 9, 2025
Instrument	2025R28243

Lender

Name	BRADFORD NATL BANK GREENVILLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2026

Interest

Rate Type	Fixed Rate
Rate	7%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 27, 2023
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000007884
Map Reference	PC 63 PG 195
Instrument Date	Mar 20, 2023
Instrument	2023R07884
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 8, 2020
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000018399
Map Reference	PC 63 PG 195
Instrument Date	Jun 4, 2020
Instrument	2020R18399
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993

Mortgage

Document Number	0000018400
Date	Jun 8, 2020
Instrument	2020R18400

Lender

Name	KELLER MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.38%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jan 23, 2018
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000002306
Instrument Date	Jan 22, 2018
Instrument	2306
Transaction Type	Transfer
Record Updated	Feb 1, 2018
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 WILLOW LN #B HIGHLAND IL 62249, B, HIGHLAND, IL 62249

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 13, 2017
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000042058
Instrument Date	Nov 30, 2017
Instrument	42058
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$214.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 N 11TH ST BREESE IL 622301099, BREESE, IL 62230-1099

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 13, 2017
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000042057
Instrument Date	Nov 22, 2017
Instrument	42057
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$42.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 ROCKY FORD RD AVISTON IL 622161112, AVISTON, IL 62216-1112

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Dec 13, 2017
Property Address	5 WILLOW LN UNIT A, A, HIGHLAND, IL 62249-2993
Document Number	0000042059
Instrument Date	Nov 22, 2017
Instrument	2017R42059
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WILLOW LN # A, A, HIGHLAND, IL 62249-2993

Mortgage

Document Number	0000042061
Date	Dec 13, 2017
Instrument	2017R42061

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Saline Township
Municipality	Highland City
Unified School District	Highland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00 (+8.64%) Homeowner's exemption Senior Citizen's exemption	$68,130 (+6.62%) Land $9,840 Building $58,290	$204,390 (+6.62%) Land $29,520 Building $174,870
2024	$3,809.00 (+6.34%)	$63,900 (+20.25%) Land $9,230 Building $54,670	$191,700 (+20.13%) Land $27,690 Building $164,010
2022	$3,582.00	$53,140 Land $7,670 Building $45,470	$159,580 Land $23,033 Building $136,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND serves 10,674 people · EPA ID IL1190550
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Communication Services Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20