5 Willow Dr, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 5 Willow Dr, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details2,203 sqft · built 1983
Lot Size0.275 acres (11,970 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Jan 2021)
Tax Bill$12,103 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-16004-0000-00022

Property Details

APN / Parcel Number

Primary APN15-16004-0000-00022
Alternative APNs
  • 151600400022
  • 12700000

Interior

Stories2 Stories
Building Area2,203 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeFrame
Lot Area11,970 sqft (0.275 acres)
Lot Dimensions105 ft deep x 114 ft wide

Location & Zoning

Account Number12700000
Street Address5 WILLOW DR
CityOLD BRIDGE
StateNJ
Zip08857-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal Description114X105
Legal SubdivisionFOXBOROUGH VILLAGE SEC III
Legal Block16004
Legal Lot Number22
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2016
Census Tract7804

Owner

5 Willow Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Middlesex County and Old Bridge Township records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address5 WILLOW DR, OLD BRIDGE, NJ 08857-3324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE
Jan 29, 2021Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2021 · Amount on File
Deed SaleJan 29, 2021 · Amount on File
Prior SaleSep 7, 2007 · Amount on File
Deed Document Number202114592
Deed Book / Page18262 / 1038
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Recording DateSep 23, 2026
Property Address5 WILLOW DR, OLD BRIDGE, NJ 08857-3324
Document Number0000061662
Book / Page20136 / 1216
Instrument DateSep 13, 2026
Instrument202661662
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WILLOW DR, OLD BRIDGE, NJ 08857-3324

Mortgage

Document Number0000061662,
DateSep 23, 2026
Book Page20136/1216
Instrument202661662
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 8, 2046
Interest
Max Rate-1%

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJan 29, 2021
Property Address5 WILLOW DR, OLD BRIDGE, NJ 08857-3324
Document Number2021014592
Book / Page18262 / 1038
Instrument DateJan 20, 2021
Instrument2021014592
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyPROFESSION ABSTRACT & TTL AG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 WILLOW DR, 15, OLD BRIDGE, NJ 08857-3324

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 WILLOW DR, OLD BRIDGE, NJ 08857-3324

Mortgage

Document Number2021014593
DateJan 29, 2021
Instrument2021014593
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Willow Dr was $12,103, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,500 (+1.39%) Land $70,400 Building $127,100$197,500 (+1.39%) Land $70,400 Building $127,100
2025$12,103.00 (+10.03%)$194,800 Land $70,400 Building $124,400$194,800 Land $70,400 Building $124,400
2024$11,000.00
2023$194,800 Land $70,400 Building $124,400$194,800 Land $70,400 Building $124,400
2022$10,310.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Willow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1994)
Most Recent ClaimJan 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Willow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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