5 Williams Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 5 Williams Rd, Topsfield, MA 01983 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 1954
Lot Size	0.533 acres (23,217 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2018)
Tax Bill	$10,581 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0039 B:0006 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0039 B:0006 L`
Alternative APN	`995`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	4,496 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,217 sqft (0.533 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	995
Street Address	5 WILLIAMS RD
City	TOPSFIELD
State	MA
Zip	01983-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2010
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records · APN TOPS M:0039 B:0006 L

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 29, 2018	Quit Claim Deed, Transfer COMMONWEALTH MORTGAGE CO
Jan 05, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 24, 2017	Quit Claim Deed, Transfer CALIBER HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Jan 05, 2018 · Amount on Record
Deed Book / Page	36610 / 483
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040566-599
Date	Dec 13, 2021
Book Page	40566/599
Instrument	20211213000850

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2047

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626
Document Number	38032-46
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WILLIAMS RD TOPSFIELD MA 019831626, TOPSFIELD, MA 01983-1626

Mortgage

Document Number	38032-46
Date	Nov 15, 2019
Book Page	038032/000046
Instrument	1115005330

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Mar 29, 2018
Property Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626
Document Number	36610-483
Book / Page	36610 / 483
Instrument	180329001170
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$73.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626

Mortgage

Document Number	366100485
Date	Mar 29, 2018
Instrument	36610/0485

Lender

Name	COMMONWEALTH MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jan 05, 2018
Property Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626
Document Number	36456-81
Book / Page	036456 / 000081
Instrument Date	Jan 05, 2018
Instrument	1801055430
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 WILLIAMS RD TOPSFIELD MA 019831626, TOPSFIELD, MA 01983-1626

Mortgage

Document Number	36456-83
Date	Jan 05, 2018
Book Page	036456/000083
Instrument	1801055440

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Mar 24, 2017
Property Address	5 WILLIAMS RD, TOPSFIELD, MA 01983-1626
Document Number	35756-171
Book / Page	35756 / 171
Instrument	497
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$67.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	357560175
Date	Mar 24, 2017
Instrument	35756/0175

Lender

Name	CALIBER HOME LOANS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2047

Tax Assessment & Valuation

Source: Essex County and Topsfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,581.00 (+10.18%)	$705,900 (+7.99%) Land $334,500 Building $371,400	$892,240
2024	$9,603.00 (+9.76%)	$653,700 (+13.57%) Land $334,500 Building $319,200
2023	$8,749.00	$575,600 Land $323,400 Building $252,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092141002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures