5 Willard St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 5 Willard St, Phelps, NY 14532

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,225 sqft · built 1897
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jan 2025)
Tax Bill$5,267 (2026)
Deeds & MortgagesNov 2025 Mortgage
APN5955-000-06

Property Details

APN / Parcel Number

Primary APN5955-000-06
Alternative APNs
  • 324001 48.09-2-18.000
  • 40010480090002018000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,225 sqft Living Area
1st Floor Area1,126 sqft
2nd Floor Area1,099 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Architectural StyleTraditional
Exterior MaterialWood
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
PorchSlab
Porch Area393 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5955-000-06
Street Address5 WILLARD ST
CityPHELPS
StateNY
Zip14532-1117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description0.45 ACRE
Legal Block2
Legal Lot Number18.000
JurisdictionONTARIO NY
Township / Civil DivisionPHELPS
Census Block Group2
Census Block2026
Census Tract50401

Owner

5 Willard St is owned and occupied by two individuals who bought it in January 2025.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5 WILLARD ST, PHELPS, NY 14532-1117
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2025 · Amount on File
Deed SaleJan 3, 2025 · Amount on File
Deed Document Number2025202501030325
Deed Book / Page1552 / 57
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address5 WILLARD ST, PHELPS, NY 14532-1117
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyCROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003341/24
DateNov 13, 2025
Book Page3341/24
Instrument202511130143
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 5 Willard St was $5,267, up 20.2% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
MunicipalityPhelps Village
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,267.00 (+20.22%)
2025$4,381.00$140,000 Land $14,700 Building $125,300$194,400 Land $20,412 Building $173,988
2023$140,000 Land $14,700 Building $125,300$170,750 Land $17,929 Building $152,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Willard St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Willard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHELPS ROUTE 14 WD
serves 400 people · EPA ID NY3430049
Water SourcePurchased surface water from WATERLOO VILLAGE
Last State InspectionOct 2024
Also Mapped HerePHELPS VILLAGE
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CBN.

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