Essex County and Montclair Township property record for 5 Wilfred St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,399 sqft · built 1928 |
| Lot Size | 0.098 acres (4,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Aug 2021) |
| Tax Bill | $13,178 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01901-0000-00012 |
| Primary APN | 13-01901-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,399 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 4,250 sqft (0.098 acres) |
| Lot Dimensions | 125 ft deep x 34 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130190100012 |
|---|---|
| Street Address | 5 WILFRED ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 34X125 IRR |
| Legal Block | 1901 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 16900 |
5 Wilfred St is owned and occupied by two individuals who bought it in August 2021.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 WILFRED ST, MONTCLAIR, NJ 07042-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD ASSISTANCE CORPORATION OF A |
| Aug 26, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Prior Sale | Sep 10, 1996 · Amount on File |
| Deed Document Number | 2021105807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 WILFRED ST, MONTCLAIR, NJ 07042-1643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | INTACT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 5 WILFRED ST, MONTCLAIR, NJ 07042-1643 |
| Document Number | 0000112503 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021112503 |
| Name | NEIGHBORHOOD ASSISTANCE CORPORATION OF A |
|---|---|
| Type | Government Agency |
| Address | ROXBURY, MA 02119 |
| Type | Stand-Alone First Mortgage |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 26, 2021 |
| Property Address | 5 WILFRED ST, MONTCLAIR, NJ 07042-1643 |
| Document Number | 2021105807 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021105807 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Title Company | INTACT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 WILFRED ST, 5, MONTCLAIR, NJ 07042-1643 |
| Name | Verified Name |
|---|---|
| Address | 5 WILFRED ST, MONTCLAIR, NJ 07042-1643 |
| Document Number | 0000105808 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021105808 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 5 Wilfred St was $13,178, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,800 (-) Land $170,600 Building $204,200 | $374,800 (-) Land $170,600 Building $204,200 | |
| 2025 | $13,178.00 (+3.32%) | $374,800 Land $170,600 Building $204,200 | $374,800 Land $170,600 Building $204,200 |
| 2024 | $12,754.00 | ||
| 2023 | $374,800 Land $170,600 Building $204,200 | $374,800 Land $170,600 Building $204,200 | |
| 2022 | $12,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Wilfred St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Wilfred St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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