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5 Wilder Ter, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 5 Wilder Ter, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,564 sqft · built 1900
Lot Size0.125 acres (5,440 sqft)
OwnerIndividual Name on File
Last Sale$188,000 (Jan 2021)
Tax Bill$4,302 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN522-19150-73-001

Property Details

APN / Parcel Number

Primary APN522-19150-73-001
Alternative APN
  • WSPR M:00522 B:19150 L:00073

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area2,526 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,440 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number522-19150-73-001
Street Address5 WILDER TER
CityWEST SPRINGFIELD
StateMA
Zip01089-3052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSUNNYSIDE CORP
Legal Block19150
Legal Lot Number73
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3008
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 21, 2021Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE
Nov 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORWICH COM'L
Jun 19, 2017Quit Claim Deed, Transfer · Conventional with PMI
CAROL J FLOUTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleJun 19, 2017 · Amount on Record
Deed Book / Page23663 / 521
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address5 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024161-494
DateOct 4, 2021
Book Page24161/494
Instrument69977
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 21, 2021
Property Address5 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
Document Number23663-521
Book / Page23663 / 521
Instrument DateDec 29, 2020
Instrument4670
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WILDER TER, WEST SPRINGFIELD, MA 01089-3052

Mortgage

Document Number4671
DateJan 21, 2021
Instrument4671
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address5 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
Document Number21945-439
Book / Page021945 / 000439
Instrument DateNov 9, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21945-439
DateNov 15, 2017
Book Page021945/000439
Instrument67646
Lender
NameNORWICH COM'L
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 14, 2032

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 19, 2017
Property Address5 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
Document Number21727-332
Book / Page021727 / 000332
Instrument DateJun 19, 2017
Instrument33801
Transaction TypeTransfer
Record UpdatedJul 11, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$511.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WILDER TER WEST SPRINGFIELD MA 010893052, WEST SPRINGFIELD, MA 01089-3052

Mortgage

Document Number21727-335
DateJun 19, 2017
Book Page021727/000335
Instrument33802
Lender
NameCAROL J FLOUTON
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueJun 18, 2022

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,302.00 (+6.09%)$289,300 (+5.66%) Land $106,200 Building $183,100$298,775
2024$4,055.00 (+5.08%)$273,800 (+10.27%) Land $106,200 Building $167,600
2023$3,859.00$248,300 Land $106,200 Building $142,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Westfield Gas & Electric
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

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