Essex County and Gloucester City property record for 5 Whites Mountain Rd, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3.5 ba · 2,707 sqft · built 1987 |
| Lot Size | 0.553 acres (24,092 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,184 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0234 B:0054 L:0000 |
| Primary APN | GLOU M:0234 B:0054 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 4,886 sqft |
| 1st Floor Area | 1,705 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,092 sqft (0.553 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 WHITES MOUNTAIN RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2141 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-20 |
| Legal Subdivision | LAND GLOUCESTER-PROPERTY PETER |
| Legal Block | 54 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 221902 |
5 Whites Mountain Rd, a duplex, is owner-occupied and held in a trust since May 2024.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 WHITES MOUNTAIN RD, GLOUCESTER, MA 01930-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage BROOKLINE BANK |
| Nov 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2024 |
| Transfer Doc | 042120-496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 5 WHITES MOUNTAIN RD, GLOUCESTER, MA 01930-2141 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042949-592 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 42949/592 |
| Instrument | 20250916000860 |
| Name | BROOKLINE BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 30, 2020 |
| Property Address | 5 WHITES MOUNTAIN RD, GLOUCESTER, MA 01930-2141 |
| Document Number | 39233-594 |
| Book / Page | 039233 / 000594 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 30003090 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 MIDDLE ST GLOUCESTER MA 01930, GLOUCESTER, MA 01930 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 30, 2020 |
| Property Address | 5 WHITES MOUNTAIN RD, GLOUCESTER, MA 01930-2141 |
| Document Number | 39233-596 |
| Book / Page | 39233 / 596 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 20201130003100 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 WHITES MOUNTAIN RD, GLOUCESTER, MA 01930-2141 |
| Investor | Possibly a Property Investor |
| Document Number | 39233-598 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 39233/598 |
| Instrument | 20201130003110 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
The 2026 property tax bill for 5 Whites Mountain Rd was $9,184, up 9.2% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,184.00 (+9.24%) | $986,500 (+14.06%) Land $237,200 Building $749,300 | $989,226 |
| 2025 | $8,407.00 (+1.84%) | $864,900 (+1.94%) Land $219,600 Building $645,300 | |
| 2024 | $8,255.00 (-3.16%) | $848,400 (+5.4%) Land $209,100 Building $639,300 | |
| 2023 | $8,524.00 | $804,900 Land $186,700 Building $618,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Whites Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Whites Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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