5 White Pine Way, Fletcher, NC 28732 Property Records

Buncombe County property record for 5 White Pine Way, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,259 sqft · built 1989
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Dec 2022)
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9664-61-6138-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-61-6138-00000`
Alternative APN	`966419615173000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,259 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,216 sqft
2nd Floor Area	1,040 sqft
Basement Area	1,176 sqft
Finished Basement	630 sqft
Unfinished Basement	546 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	507 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	966419615173000
Street Address	5 WHITE PINE WAY
City	FLETCHER
State	NC
Zip	28732-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-12-13 DEE
Legal Description	DEED DATE: 2022-12-13 DEED: 6282-1771 SUBDIV: WHITE PINE CIRCLE BLOCK: LOT: 20 SECTION: PLAT: 0044-0186
Legal Subdivision	WHITE PINE CIRCLE
Legal Lot Number	20
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	4
Census Block	4015
Census Tract	3202

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 WHITE PINE WAY, FLETCHER, NC 28732-9463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Jul 13, 2001 · Amount on Record
Deed Document Number	0062821771
Deed Book / Page	6282 / 1771
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 13, 2022
Property Address	5 WHITE PINE WAY, FLETCHER, NC 28732-9463
Document Number	0062821771
Book / Page	6282 / 1771
Map Reference	MB 44 PG 186
Instrument Date	Dec 8, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 TALYHON LN, HENDERSONVILLE, NC 28791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WHITE PINE WAY, FLETCHER, NC 28732-9463

Mortgage

Document Number	0062821774
Date	Dec 13, 2022
Instrument	6282/1774

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	5 WHITE PINE WAY, FLETCHER, NC 28732-9463
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058870329
Date	Apr 20, 2020
Book Page	5887/329

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (+8.13%)	$429,400 (-)
2023	$2,559.00	$429,400	$429,400 (-) Land $50,300 Building $379,100
2021			$429,400 Land $50,300 Building $379,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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