5 Whitcomb Way, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 5 Whitcomb Way, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,038 sqft · built 2000
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$1,246,900 (Sep 2023)
Tax Bill	$14,512 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:60-P:060`

Property Details

APN / Parcel Number

Primary APN	`M:60-P:060`
Alternative APN	`NREA M:060.0 B:0000 L:0060.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,038 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,562 sqft
Basement Area	1,562 sqft
Unfinished Basement	781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 WHITCOMB WAY
City	NORTH READING
State	MA
Zip	01864-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	60.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1015
Census Tract	330102

Owner

5 Whitcomb Way is owned and occupied by two individuals who bought it in September 2023.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WHITCOMB WAY, NORTH READING, MA 01864-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC
Sep 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Document Number	2023109772
Deed Book / Page	82044 / 19
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	5 WHITCOMB WAY, NORTH READING, MA 01864-2833
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084702-293
Date	Oct 6, 2025
Book Page	84702/293
Instrument	121133

Lender

Name	ORIGINPOINT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Sep 28, 2023
Property Address	5 WHITCOMB WAY, NORTH READING, MA 01864-2833
Document Number	0082044-19
Book / Page	82044 / 19
Instrument Date	Sep 28, 2023
Instrument	109772
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 WHITCOMB WAY, NORTH READING, MA 01864-2833

Mortgage

Document Number	0000109773
Date	Sep 28, 2023
Instrument	109773

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Oct 1, 2028
Max Rate At Change	2.5%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 5 Whitcomb Way was $14,512, up 2.3% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,512.00 (+2.32%)	$1,114,600 (+2.63%) Land $503,200 Building $611,400	$1,279,270
2025	$14,183.00 (+3.6%)	$1,086,000 (+4.8%) Land $503,200 Building $582,800
2024	$13,690.00 (+1.26%)	$1,036,300 (+7.24%) Land $453,500 Building $582,800
2023	$13,519.00	$966,300 Land $444,900 Building $521,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Whitcomb Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Whitcomb Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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